{"id":1134,"date":"2026-02-05T04:21:04","date_gmt":"2026-02-05T04:21:04","guid":{"rendered":"https:\/\/kemenkeu.cms-dev.noretest.com\/?page_id=1134"},"modified":"2026-04-13T08:47:37","modified_gmt":"2026-04-13T07:47:37","slug":"beranda-2","status":"publish","type":"page","link":"https:\/\/fiskal.kemenkeu.go.id\/parb\/","title":{"rendered":"Beranda"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1134\" class=\"elementor elementor-1134\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-31f4ae2f e-con-full e-flex e-con e-parent\" data-eae-slider=\"4982\" data-id=\"31f4ae2f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1cf510 elementor-widget elementor-widget-prime-slider-general\" data-id=\"c1cf510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"prime-slider-general.meteor\">\n\t\t\t\t\t\t\t<div class=\"bdt-prime-slider\">\n\t\t\t<div class=\"bdt-prime-slider-skin-meteor\">\n\t\t\t\t<div class=\"bdt-position-relative bdt-visible-toggle\" bdt-slideshow=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;ratio&quot;:&quot;16:9&quot;,&quot;min-height&quot;:775,&quot;autoplay&quot;:true,&quot;autoplay-interval&quot;:7000,&quot;pause-on-hover&quot;:false,&quot;draggable&quot;:true,&quot;velocity&quot;:1,&quot;finite&quot;:false}\" data-settings=\"{&quot;id&quot;:&quot;#bdt-c1cf510&quot;,&quot;animation_status&quot;:&quot;no&quot;}\" id=\"bdt-c1cf510\">\n\t\t\t\t\t<ul class=\"bdt-slideshow-items\">\n\t\t\t\t\t\t\n            <li class=\"bdt-slideshow-item bdt-flex bdt-flex-middle elementor-repeater-item-1d63d4e\">\n                                    <div class=\"bdt-position-cover bdt-animation-kenburns bdt-transform-origin-center-left\">\n                    \n                                            \n\t\t<div class=\"bdt-ps-slide-img\" style=\"background-image: url('https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/28.webp')\"><\/div>\n\n\t\t                    \n                                        <\/div>\n                \n                \n                        <div class=\"bdt-prime-slider-wrapper\">\n            <div class=\"bdt-prime-slider-content\">\n                <div class=\"bdt-prime-slider-desc\">\n\n                                            <div class=\"bdt-sub-title\">\n                            <h4 data-bdt-slideshow-parallax=\"x: 300,0,-100; opacity: 1,1,0\" data-reveal=\"reveal-active\" class=\"bdt-ps-sub-title\">\n                                Menjaga Stabilitas Keuangan Negara                            <\/h4>\n                        <\/div>\n                    \n                                            <div class=\"bdt-main-title\"  data-bdt-slideshow-parallax=\"x: 500,0,-100; opacity: 1,1,0\" data-reveal=\"reveal-active\">\n                            <h1 class=\"bdt-title-tag\">\n                                                                    Strategi PARB UNTUK KETAHANAN FISKAL                                                            <\/h1>\n                        <\/div>\n                    \n                                            <div class=\"bdt-slider-excerpt\" data-reveal=\"reveal-active\" data-bdt-slideshow-parallax=\"x: 600,0,-100; opacity: 1,1,0\">\n                            <p>PARB memperkuat ketahanan fiskal nasional melalui kebijakan responsif, inovasi pembiayaan berkelanjutan, dan kolaborasi strategis demi stabilitas ekonomi jangka panjang Indonesia.<\/p>                        <\/div>\n                    \n                    <div data-bdt-slideshow-parallax=\"x: 700,0,-100; opacity: 1,1,0\">\n\n                        \n\t\t\n\t\t\t<a class=\"bdt-slide-btn\" data-reveal=\"reveal-active\" href=\"#Selangkapnya\">\n\n\t\t\t\t\t\t\t\t<span class=\"bdt-prime-slider-button-wrapper\">\n\n\t\t\t\t\t<span class=\"bdt-prime-slider-button-text bdt-flex bdt-flex-middle bdt-flex-inline\">Baca selengkapnya\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-slide-btn-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\"\n\t\t\t\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\" data-svg=\"arrow-right\">\n\t\t\t\t\t\t\t\t\t<polyline fill=\"none\" stroke=\"#000\" points=\"10 5 15 9.5 10 14\"><\/polyline>\n\t\t\t\t\t\t\t\t\t<line fill=\"none\" stroke=\"#000\" x1=\"4\" y1=\"9.5\" x2=\"15\" y2=\"9.5\"><\/line>\n\t\t\t\t\t\t\t\t<\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t<\/span>\n\n\t\t\t<\/a>\n\t\t\n                    <\/div>\n                <\/div>\n\n            <\/div>\n        <\/div>\n                    <\/li>\n\n        \n        <\/ul>\n\n                \n        \n            <ul class=\"bdt-slideshow-nav bdt-dotnav bdt-dotnav-vertical bdt-position-center-right reveal-muted\"><\/ul>\n\n        \n        \n                    <div class=\"bdt-prime-slider-footer-content bdt-height-small bdt-flex-middle bdt-position-bottom-right\" bdt-grid>\n                        <div class=\"bdt-width-1-6\">\n                            \t\t<div class=\"bdt-scroll-down-wrapper\">\n\t\t\t<button class=\"bdt-scroll-down reveal-muted\" data-settings=\"{&quot;duration&quot;:1750}\" data-selector=\"#my-footer\">\n\t\t\t\t\t\t<span bdt-scrollspy=\"cls: bdt-animation-slide-right; repeat: true\" class=\"bdt-prime-slider-button-wrapper bdt-scroll-down-content-wrapper\">\n\t\t\t<span class=\"bdt-scroll-icon\">\n\n\t\t\t\t<svg version=\"1.1\" id=\"Capa_1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\"\n\t\t\t\t\tx=\"0px\" y=\"0px\" viewBox=\"0 0 64 64\" style=\"enable-background:new 0 0 64 64;\" xml:space=\"preserve\">\n\t\t\t\t\t<g>\n\t\t\t\t\t\t<g>\n\t\t\t\t\t\t\t<polygon\n\t\t\t\t\t\t\t\tpoints=\"31,0 31,60.586 23.707,53.293 22.293,54.854 31.293,64 32.707,64 41.707,54.854 40.293,53.366 33,60.586 33,0 \" \/>\n\t\t\t\t\t\t<\/g>\n\t\t\t\t\t<\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t\t<g><\/g>\n\t\t\t\t<\/svg>\n\n\t\t\t<\/span>\n\t\t\t<span class=\"bdt-prime-slider-button-text bdt-flex bdt-flex-middle bdt-flex-inline bdt-scroll-down-text\"><\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t<\/div>\n\n\t\t                        <\/div>\n                        <div class=\"bdt-width-1-6\">\n                            <div class=\"bdt-slide-thumbnav-img bdt-height-small\">\n                                                                    <li bdt-slideshow-item=\"0\" data-label=\"01\">\n\n                                                                                            <img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/28-150x150.webp\" alt=\"Strategi PARB UNTUK KETAHANAN FISKAL\" bdt-cover>\n                                                \n                                    <\/li>\n                                                            <\/div>\n                        <\/div>\n                        <div class=\"bdt-width-expand bdt-social-background bdt-height-small\">\n                            <ul class=\"bdt-ps-meta\">\n                                                                    <li bdt-slideshow-item=\"0\" data-label=\"01\">\n\n                                                                                    <div class=\"bdt-slider-excerpt bdt-column-1-2\" data-reveal=\"reveal-active\" data-bdt-slideshow-parallax=\"y: 300,0,-100; opacity: 1,1,0\">\n                                                <p>PARB memperkuat ketahanan fiskal nasional melalui kebijakan responsif, inovasi pembiayaan berkelanjutan, dan kolaborasi strategis demi stabilitas ekonomi jangka panjang Indonesia.<\/p>                                            <\/div>\n                                        \n                                    <\/li>\n                                \n                            <\/ul>\n                        <\/div>\n                        <div class=\"bdt-width-1-6 bdt-flex bdt-flex-middle bdt-flex-center bdt-height-small  bdt-social-bg-color bdt-padding-remove\">\n                            \n\t\t<div class=\"bdt-prime-slider-social-icon reveal-muted\">\n\n\t\t\t\n\t\t\t                <a class=\"bdt-social-animate\" href=\"http:\/\/www.facebook.com\/bdthemes\/\" data-bdt-tooltip=\"\">\n                    <svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>                <\/a>\n                            <a class=\"bdt-social-animate\" href=\"http:\/\/www.instagram.com\/bdthemes\/\" data-bdt-tooltip=\"\">\n                    <svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>                <\/a>\n                            <a class=\"bdt-social-animate\" href=\"https:\/\/www.youtube.com\/channel\/UCBdanr3NmmdcQsbDdpIrZqw\" data-bdt-tooltip=\"\">\n                    <i aria-hidden=\"true\" class=\"fa-fw huge huge-youtube\"><\/i>                <\/a>\n            \t\t<\/div>\n\n\t\t                        <\/div>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0d8267d elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"87674\" data-id=\"0d8267d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5147423 e-con-full e-flex e-con e-child\" data-eae-slider=\"98622\" data-id=\"5147423\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a9496e elementor-widget elementor-widget-heading\" data-id=\"2a9496e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Melindungi APBN,<br> Mempercepat Pemulihan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e871fb2 elementor-widget elementor-widget-text-editor\" data-id=\"e871fb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Strategi nasional untuk memastikan ketersediaan dana penanggulangan bencana yang cepat, <br \/>tepat, dan berkelanjutan tanpa mengganggu stabilitas keuangan negara.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-79fa88b elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"29325\" data-id=\"79fa88b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-04bca6c e-con-full e-flex e-con e-child\" data-eae-slider=\"57300\" data-id=\"04bca6c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-07c7257 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"55062\" data-id=\"07c7257\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aeba76 elementor-widget elementor-widget-menu-anchor\" data-id=\"7aeba76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Selangkapnya\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-27ca5188 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"92405\" data-id=\"27ca5188\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3367e294 e-con-full e-flex e-con e-child\" data-eae-slider=\"2406\" data-id=\"3367e294\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-198776b7 e-con-full e-flex e-con e-child\" data-eae-slider=\"96491\" data-id=\"198776b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14b5ad28 elementor-widget elementor-widget-heading\" data-id=\"14b5ad28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Berita<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0a8445 elementor-grid-1 elementor-posts--align-center elementor-hidden-desktop elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"a0a8445\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2782 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1790\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp\" class=\"attachment-full size-full wp-image-2604\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-300x210.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1024x716.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-768x537.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1536x1074.webp 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-2048x1432.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" >\n\t\t\t\tLindungi Aset Negara dari Risiko Bencana, Kemenkeu Terapkan Skema Pooling Fund Bencana\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2096 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-scaled.jpg\" class=\"attachment-full size-full wp-image-2097\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-scaled.jpg 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" >\n\t\t\t\tSosialisasi Strategi PARB dan Pooling Fund Bencana di Enam Kota: Upaya Memperkuat Resiliensi Fiskal Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2075 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-scaled.jpg\" class=\"attachment-full size-full wp-image-2076\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-scaled.jpg 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" >\n\t\t\t\tSinergi BNPB, DJSEF, dan BPDLH: Sosialisasi Dana Bersama Penanggulangan Bencana di Empat Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2fbd0a elementor-grid-1 elementor-posts--thumbnail-left elementor-posts--align-left elementor-hidden-tablet elementor-hidden-mobile elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"f2fbd0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2782 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1790\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp\" class=\"attachment-full size-full wp-image-2604\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-300x210.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1024x716.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-768x537.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1536x1074.webp 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-2048x1432.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" >\n\t\t\t\tLindungi Aset Negara dari Risiko Bencana, Kemenkeu Terapkan Skema Pooling Fund Bencana\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2096 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-scaled.jpg\" class=\"attachment-full size-full wp-image-2097\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-scaled.jpg 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" >\n\t\t\t\tSosialisasi Strategi PARB dan Pooling Fund Bencana di Enam Kota: Upaya Memperkuat Resiliensi Fiskal Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2075 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-scaled.jpg\" class=\"attachment-full size-full wp-image-2076\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-scaled.jpg 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" >\n\t\t\t\tSinergi BNPB, DJSEF, dan BPDLH: Sosialisasi Dana Bersama Penanggulangan Bencana di Empat Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-40de3b78 e-con-full e-flex e-con e-child\" data-eae-slider=\"78177\" data-id=\"40de3b78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-78c60b61 e-con-full e-flex e-con e-child\" data-eae-slider=\"99405\" data-id=\"78c60b61\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-124fe19 elementor-widget elementor-widget-heading\" data-id=\"124fe19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Program Terbaru<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1d979581 e-con-full e-flex e-con e-child\" data-eae-slider=\"18287\" data-id=\"1d979581\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<a class=\"has_eae_slider elementor-element elementor-element-514772 e-con-full e-flex e-con e-child\" data-eae-slider=\"21667\" data-id=\"514772\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\" href=\"\/parb\/parb\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab2ae5c elementor-widget elementor-widget-spacer\" data-id=\"1ab2ae5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-415d3372 e-con-full e-flex e-con e-child\" data-eae-slider=\"1454\" data-id=\"415d3372\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bedfd6 elementor-widget elementor-widget-heading\" data-id=\"7bedfd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pembiayaan dan Asuransi Risiko Bencana<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"has_eae_slider elementor-element elementor-element-328cbd1c e-con-full e-flex e-con e-child\" data-eae-slider=\"9658\" data-id=\"328cbd1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\" href=\"\/parb\/pfb\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-559d8327 elementor-widget elementor-widget-spacer\" data-id=\"559d8327\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-175574a5 e-con-full e-flex e-con e-child\" data-eae-slider=\"72973\" data-id=\"175574a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-418f6b01 elementor-widget elementor-widget-heading\" data-id=\"418f6b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pooling Fund Bencana<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-23f1160 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"7092\" data-id=\"23f1160\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-91abb8a e-con-full e-flex e-con e-child\" data-eae-slider=\"89125\" data-id=\"91abb8a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1f379e5 e-con-full e-flex e-con e-child\" data-eae-slider=\"38682\" data-id=\"1f379e5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c3a786 elementor-widget elementor-widget-image\" data-id=\"5c3a786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ.webp\" class=\"attachment-full size-full wp-image-2807\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ.webp 1920w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ-300x169.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ-1024x576.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ-768x432.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/v2KS4ce9utsFfgRxTv5AI1iYILoXhwrfBEf3ErfJ-1536x864.webp 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d9704c elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9d9704c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-copyright\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 448c-110.532 0-200-89.451-200-200 0-110.531 89.451-200 200-200 110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200zm107.351-101.064c-9.614 9.712-45.53 41.396-104.065 41.396-82.43 0-140.484-61.425-140.484-141.567 0-79.152 60.275-139.401 139.762-139.401 55.531 0 88.738 26.62 97.593 34.779a11.965 11.965 0 0 1 1.936 15.322l-18.155 28.113c-3.841 5.95-11.966 7.282-17.499 2.921-8.595-6.776-31.814-22.538-61.708-22.538-48.303 0-77.916 35.33-77.916 80.082 0 41.589 26.888 83.692 78.277 83.692 32.657 0 56.843-19.039 65.726-27.225 5.27-4.857 13.596-4.039 17.82 1.738l19.865 27.17a11.947 11.947 0 0 1-1.152 15.518z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Badan Nasional Penanggulangan Bencana RI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-01b7987 e-con-full e-flex e-con e-child\" data-eae-slider=\"85111\" data-id=\"01b7987\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c63b552 elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c63b552\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Konteks &amp; Urgensi<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9ce77f elementor-widget elementor-widget-heading\" data-id=\"c9ce77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Indonesia Peringkat Ketiga Risiko Bencana Global<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9ef353 elementor-widget elementor-widget-text-editor\" data-id=\"a9ef353\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Laporan WorldRiskReport 2025 menempatkan Indonesia pada posisi ketiga dunia setelah Filipina dan India. Dengan skor indeks mencapai 39,80 Indonesia menghadapi ancaman alam luar biasa seperti banjir dan gempa bumi. Selain faktor geografis kerentanan sosial ekonomi masyarakat turut memperparah risiko tersebut. Namun laporan ini juga memuji kearifan lokal penduduk Indonesia dalam mitigasi bencana. Penggunaan tanda alam serta alat evakuasi sederhana terbukti efektif memperkuat ketahanan komunitas lokal dalam menghadapi ancaman banjir yang ekstrem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fc9fd3d e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"28378\" data-id=\"fc9fd3d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b2b0e8b e-con-full e-flex e-con e-child\" data-eae-slider=\"78775\" data-id=\"b2b0e8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-31f4ff1 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-eae-slider=\"37800\" data-id=\"31f4ff1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc569c3 elementor-widget elementor-widget-image\" data-id=\"bc569c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1066\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1.webp\" class=\"attachment-full size-full wp-image-2809\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1.webp 1600w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-300x200.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-1024x682.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-768x512.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-1536x1023.webp 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14089a9 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"14089a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-copyright\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 448c-110.532 0-200-89.451-200-200 0-110.531 89.451-200 200-200 110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200zm107.351-101.064c-9.614 9.712-45.53 41.396-104.065 41.396-82.43 0-140.484-61.425-140.484-141.567 0-79.152 60.275-139.401 139.762-139.401 55.531 0 88.738 26.62 97.593 34.779a11.965 11.965 0 0 1 1.936 15.322l-18.155 28.113c-3.841 5.95-11.966 7.282-17.499 2.921-8.595-6.776-31.814-22.538-61.708-22.538-48.303 0-77.916 35.33-77.916 80.082 0 41.589 26.888 83.692 78.277 83.692 32.657 0 56.843-19.039 65.726-27.225 5.27-4.857 13.596-4.039 17.82 1.738l19.865 27.17a11.947 11.947 0 0 1-1.152 15.518z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Badan Nasional Penanggulangan Bencana RI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c5c77c1 e-con-full e-flex e-con e-child\" data-eae-slider=\"12036\" data-id=\"c5c77c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5902e elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1c5902e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kerangka Makro<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee181f4 elementor-widget elementor-widget-heading\" data-id=\"ee181f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pembiayaan dan Asuransi Risiko Bencana (PARB)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ca5578 elementor-widget elementor-widget-text-editor\" data-id=\"2ca5578\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Untuk mengatasi kesenjangan pembiayaan (<em>financing gap<\/em>) antara kebutuhan pemulihan dan ketersediaan dana darurat, Kementerian Keuangan memformulasikan kerangka Strategi PARB. Strategi ini merupakan ekosistem perlindungan yang mengombinasikan retensi risiko (menyediakan dana cadangan) dengan transfer risiko (mengalihkan beban melalui asuransi).<\/p><p>Melalui payung kebijakan ini, pemerintah berupaya meningkatkan kapasitas pendanaan secara proaktif, tidak hanya untuk fase tanggap darurat, tetapi juga untuk mitigasi prabencana dan pemulihan jangka panjang.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e32fa69 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"e32fa69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/parb\/parb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pelajari Strategi PARB<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-188b823 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"43818\" data-id=\"188b823\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea3d48b elementor-widget elementor-widget-image\" data-id=\"ea3d48b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1066\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1.webp\" class=\"attachment-full size-full wp-image-2809\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1.webp 1600w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-300x200.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-1024x682.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-768x512.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/04\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1-1536x1023.webp 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1de4d77 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1de4d77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-copyright\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 448c-110.532 0-200-89.451-200-200 0-110.531 89.451-200 200-200 110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200zm107.351-101.064c-9.614 9.712-45.53 41.396-104.065 41.396-82.43 0-140.484-61.425-140.484-141.567 0-79.152 60.275-139.401 139.762-139.401 55.531 0 88.738 26.62 97.593 34.779a11.965 11.965 0 0 1 1.936 15.322l-18.155 28.113c-3.841 5.95-11.966 7.282-17.499 2.921-8.595-6.776-31.814-22.538-61.708-22.538-48.303 0-77.916 35.33-77.916 80.082 0 41.589 26.888 83.692 78.277 83.692 32.657 0 56.843-19.039 65.726-27.225 5.27-4.857 13.596-4.039 17.82 1.738l19.865 27.17a11.947 11.947 0 0 1-1.152 15.518z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Badan Nasional Penanggulangan Bencana RI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1de67be e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"59882\" data-id=\"1de67be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-29a0fc2 e-con-full e-flex e-con e-child\" data-eae-slider=\"1717\" data-id=\"29a0fc2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ddddde8 e-con-full e-flex e-con e-child\" data-eae-slider=\"13615\" data-id=\"ddddde8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-278e3a7 e-con-full e-flex e-con e-child\" data-eae-slider=\"47685\" data-id=\"278e3a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2b515b9 e-con-full e-flex e-con e-child\" data-eae-slider=\"6477\" data-id=\"2b515b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-147f8da elementor-widget elementor-widget-heading\" data-id=\"147f8da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alur Pengelolaan Anggaran Negara<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2a82cc elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d2a82cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b241390 elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b241390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-73b1396 e-con-full e-flex e-con e-child\" data-eae-slider=\"65922\" data-id=\"73b1396\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e352306 e-con-full e-flex e-con e-child\" data-eae-slider=\"48228\" data-id=\"e352306\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e5d2e8 elementor-widget elementor-widget-heading\" data-id=\"3e5d2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sumber Dana<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ef9b4 elementor-widget elementor-widget-text-editor\" data-id=\"52ef9b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Akumulasi pendapatan negara melalui pajak, PNBP, dan instrumen pembiayaan strategis.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53ae43d elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"53ae43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a00d501 elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a00d501\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ced4745 e-con-full e-flex e-con e-child\" data-eae-slider=\"71639\" data-id=\"ced4745\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-68ece83 e-con-full e-flex e-con e-child\" data-eae-slider=\"21883\" data-id=\"68ece83\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7535f7e elementor-widget elementor-widget-heading\" data-id=\"7535f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pengelolaan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-891b182 elementor-widget elementor-widget-text-editor\" data-id=\"891b182\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Perencanaan alokasi APBN yang pruden untuk menjaga stabilitas makroekonomi nasional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7cb94aa e-con-full e-flex e-con e-child\" data-eae-slider=\"22463\" data-id=\"7cb94aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4bd611e e-con-full e-flex e-con e-child\" data-eae-slider=\"55958\" data-id=\"4bd611e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c58c85f elementor-widget elementor-widget-spacer\" data-id=\"c58c85f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-232f2be e-con-full e-flex e-con e-child\" data-eae-slider=\"4637\" data-id=\"232f2be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b05e262 elementor-widget elementor-widget-spacer\" data-id=\"b05e262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0abbc8f e-con-full e-flex e-con e-child\" data-eae-slider=\"91715\" data-id=\"0abbc8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07e7d27 elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"07e7d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa402e elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3aa402e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-61e8334 e-con-full e-flex e-con e-child\" data-eae-slider=\"94654\" data-id=\"61e8334\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8744245 e-con-full e-flex e-con e-child\" data-eae-slider=\"2042\" data-id=\"8744245\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b5616f1 e-con-full e-flex e-con e-child\" data-eae-slider=\"7460\" data-id=\"b5616f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01473bc elementor-widget elementor-widget-heading\" data-id=\"01473bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transparansi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3605803 elementor-widget elementor-widget-text-editor\" data-id=\"3605803\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"7\">Laporan pertanggungjawaban (LKPP) yang diaudit dan terbuka untuk publik.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18beb34 elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"18beb34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-left\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.52 239.03L228.87 44.69c9.37-9.37 24.57-9.37 33.94 0l22.67 22.67c9.36 9.36 9.37 24.52.04 33.9L131.49 256l154.02 154.75c9.34 9.38 9.32 24.54-.04 33.9l-22.67 22.67c-9.37 9.37-24.57 9.37-33.94 0L34.52 272.97c-9.37-9.37-9.37-24.57 0-33.94z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b934e24 elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b934e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e87e495 e-con-full e-flex e-con e-child\" data-eae-slider=\"10236\" data-id=\"e87e495\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d02ace5 e-con-full e-flex e-con e-child\" data-eae-slider=\"42792\" data-id=\"d02ace5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45b5b0d elementor-widget elementor-widget-heading\" data-id=\"45b5b0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Manfaat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7219d7 elementor-widget elementor-widget-text-editor\" data-id=\"b7219d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"7\">Peningkatan kesejahteraan publik, perlindungan sosial, dan pertumbuhan ekonomi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf425e1 elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"cf425e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-left\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.52 239.03L228.87 44.69c9.37-9.37 24.57-9.37 33.94 0l22.67 22.67c9.36 9.36 9.37 24.52.04 33.9L131.49 256l154.02 154.75c9.34 9.38 9.32 24.54-.04 33.9l-22.67 22.67c-9.37 9.37-24.57 9.37-33.94 0L34.52 272.97c-9.37-9.37-9.37-24.57 0-33.94z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fdf687 elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6fdf687\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2ef61e0 e-con-full e-flex e-con e-child\" data-eae-slider=\"86638\" data-id=\"2ef61e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5369ddd e-con-full e-flex e-con e-child\" data-eae-slider=\"28441\" data-id=\"5369ddd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac81911 elementor-widget elementor-widget-heading\" data-id=\"ac81911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Penyaluran<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4e68dd elementor-widget elementor-widget-text-editor\" data-id=\"c4e68dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"7\">Eksekusi anggaran ke sektor prioritas: infrastruktur, pendidikan, kesehatan, dan daerah.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c91e220 e-con-full e-flex e-con e-child\" data-eae-slider=\"68776\" data-id=\"c91e220\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6b8a04 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c6b8a04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Instrumen Utama<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40972d3 elementor-widget elementor-widget-heading\" data-id=\"40972d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Pooling Fund Bencana (PFB)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a626c2 elementor-widget elementor-widget-text-editor\" data-id=\"9a626c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sebagai mesin penggerak dalam strategi PARB, pemerintah membentuk Pooling Fund Bencana (PFB). PFB adalah sebuah skema mengumpulkan, mengakumulasi, dan menyalurkan dana khusus bencana oleh sebuah lembaga pengelola dana.<\/p><p>Berbeda dengan sistem anggaran tradisional yang terikat batas tahunan, PFB bersifat fleksibel dan akumulatif. Dana yang dikumpulkan dari APBN, APBD, hingga instrumen hibah akan dikelola dan diinvestasikan. Imbal hasil dari investasi ini kemudian digunakan untuk memperbesar kapasitas pendanaan kesiapsiagaan, serta memastikan tersedianya likuiditas cepat (*standby facility*) kapan pun bencana terjadi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1e5dfd elementor-widget elementor-widget-button\" data-id=\"d1e5dfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/parb\/pfb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kunjungi Halaman PFB<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6cd5e7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e6cd5e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-investigation\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Akumulatif <\/B><br>Investasi Jangka Panjang<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-calendar-02\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Fleksibel <\/B><br>Lintas Tahun Anggaran<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-briefcase-02\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Terpadu<\/B><br>Satu Pintu (One Gate)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b596637 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"70466\" data-id=\"b596637\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-41b9ba3 e-con-full e-flex e-con e-child\" data-eae-slider=\"9352\" data-id=\"41b9ba3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-24dc68b e-con-full e-flex e-con e-child\" data-eae-slider=\"95304\" data-id=\"24dc68b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf067ba elementor-widget elementor-widget-image\" data-id=\"bf067ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-1024x683.jpg\" class=\"attachment-large size-large wp-image-753\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-1024x683.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-300x200.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-768x512.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-1536x1024.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/rear-view-men-holding-digital-tablet-working-construction-site-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-454d42a e-con-full e-flex e-con e-child\" data-eae-slider=\"29825\" data-id=\"454d42a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2587f4c elementor-widget elementor-widget-heading\" data-id=\"2587f4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dana Bersama Penanggulangan Bencana (PFB)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f8f26a elementor-widget elementor-widget-text-editor\" data-id=\"4f8f26a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mekanisme pendanaan bencana yang adaptif, mendobrak kekakuan siklus anggaran tahunan. Mengakumulasi dana saat aman, melindungi aset saat bencana, dan mempercepat pemulihan pascabencana.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c22d3a8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c22d3a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Akumulatif <\/B><br>Investasi Jangka Panjang<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Fleksibel <\/B><br>Lintas Tahun Anggaran<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Terpadu<\/B><br>Satu Pintu (One Gate)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-56d0b386 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"10364\" data-id=\"56d0b386\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7cdc4f34 e-con-full e-flex e-con e-child\" data-eae-slider=\"34250\" data-id=\"7cdc4f34\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62d6fa7 elementor-widget elementor-widget-heading\" data-id=\"62d6fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alur Pembiayaan untuk Ketahanan Fiskal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e3d24a4 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"94262\" data-id=\"e3d24a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ad31c47 e-con-full e-flex e-con e-child\" data-eae-slider=\"97248\" data-id=\"ad31c47\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-14c75b1 e-con-full e-flex e-con e-child\" data-eae-slider=\"71195\" data-id=\"14c75b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b6ff00 elementor-widget elementor-widget-heading\" data-id=\"6b6ff00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analisis Risiko Tinggi Bencana Alam <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4aee69c e-con-full e-flex e-con e-child\" data-eae-slider=\"97558\" data-id=\"4aee69c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-448dfaa elementor-widget elementor-widget-text-editor\" data-id=\"448dfaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIndonesia menghadapi ancaman geologis dan <br>hidrometeorologi ekstrem karena lokasi geografisnya.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2ce7de6 e-con-full e-flex e-con e-child\" data-eae-slider=\"22743\" data-id=\"2ce7de6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-617ec0d e-con-full e-flex e-con e-child\" data-eae-slider=\"55862\" data-id=\"617ec0d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2ce32c1 e-con-full e-flex e-con e-child\" data-eae-slider=\"9035\" data-id=\"2ce32c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c59f166 e-con-full e-flex e-con e-child\" data-eae-slider=\"35041\" data-id=\"c59f166\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b733f2 elementor-widget elementor-widget-heading\" data-id=\"6b733f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Hidrometeorologi (Sangat Tinggi)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cac3aa2 elementor-widget elementor-widget-text-editor\" data-id=\"cac3aa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Banjir dan longsor mendominasi 98% bencana, terjadi hampir setiap hari akibat cuaca ekstrem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-98ca3fc e-con-full e-flex e-con e-child\" data-eae-slider=\"41504\" data-id=\"98ca3fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c2f3ef elementor-widget elementor-widget-heading\" data-id=\"4c2f3ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Geologi (Rendah Frekuensi, Tinggi Dampak)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e22077 elementor-widget elementor-widget-text-editor\" data-id=\"6e22077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gempa dan gunung api jarang terjadi (2%), namun dampaknya paling fatal bagi korban jiwa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6a9ded7 e-con-full e-flex e-con e-child\" data-eae-slider=\"42684\" data-id=\"6a9ded7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dea992 elementor-widget elementor-widget-heading\" data-id=\"4dea992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tren Pandemi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cf5e15 elementor-widget elementor-widget-text-editor\" data-id=\"0cf5e15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Risiko wabah menurun drastis pasca-2022, kini angkanya sangat kecil dibanding bencana alam fisik.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3b11f125 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"92788\" data-id=\"3b11f125\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7e8b2aee e-con-full e-flex e-con e-child\" data-eae-slider=\"19498\" data-id=\"7e8b2aee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-813ee5f elementor-widget elementor-widget-heading\" data-id=\"813ee5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mitra Strategis<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5924a77d elementor-widget elementor-widget-text-editor\" data-id=\"5924a77d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pelaksanaan kebijakan diperkuat melalui sinergi dengan lembaga spesialis <br \/>untuk menjamin keberlanjutan lingkungan dan ketangguhan bencana.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1296b49 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"75531\" data-id=\"1296b49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f5d953f e-con-full e-flex e-con e-child\" data-eae-slider=\"57978\" data-id=\"f5d953f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c4b0c6 elementor-widget elementor-widget-heading\" data-id=\"6c4b0c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2726 COLLABORATION<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31e1d77 elementor-widget elementor-widget-heading\" data-id=\"31e1d77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ekosistem Strategis<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1e5b7f1 e-con-full e-flex e-con e-child\" data-eae-slider=\"39052\" data-id=\"1e5b7f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e2119a ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"4e2119a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-14.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47149e1 elementor-widget elementor-widget-heading\" data-id=\"47149e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DJSEF<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c0bd2b elementor-widget elementor-widget-text-editor\" data-id=\"8c0bd2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Harmonisasi Kebijakan Keuangan Hijau<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-939b63a e-con-full e-flex e-con e-child\" data-eae-slider=\"37057\" data-id=\"939b63a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-820e03f ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"820e03f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-13.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fcf13b elementor-widget elementor-widget-heading\" data-id=\"0fcf13b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BPDLH<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0a9b8 elementor-widget elementor-widget-text-editor\" data-id=\"ce0a9b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pengelola Dana &amp; Ekonomi Karbon<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3bb7382 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"38773\" data-id=\"3bb7382\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b166752 e-con-full e-flex e-con e-child\" data-eae-slider=\"98511\" data-id=\"b166752\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-296c03b ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"296c03b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-12.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eea124e elementor-widget elementor-widget-heading\" data-id=\"eea124e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BNPB<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0620ab7 elementor-widget elementor-widget-text-editor\" data-id=\"0620ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Data Risiko &amp; Mitigasi Bencana<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5f37747 e-con-full e-flex e-con e-child\" data-eae-slider=\"5289\" data-id=\"5f37747\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f299ed ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"6f299ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-10.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2603165 elementor-widget elementor-widget-heading\" data-id=\"2603165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DJKN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282ab9e elementor-widget elementor-widget-text-editor\" data-id=\"282ab9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Manajemen Aset &amp; Asuransi Negara<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c129c3b e-con-full e-flex e-con e-child\" data-eae-slider=\"22525\" data-id=\"c129c3b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07756ec ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"07756ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-8.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3575aa3 elementor-widget elementor-widget-heading\" data-id=\"3575aa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DJPPR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b068053 elementor-widget elementor-widget-text-editor\" data-id=\"b068053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pembiayaan &amp; Manajemen Risiko Fiskal<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f553dc9 e-con-full e-flex e-con e-child\" data-eae-slider=\"22631\" data-id=\"f553dc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd926e ha-has-bg-overlay elementor-widget elementor-widget-image\" data-id=\"3cd926e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"324\" height=\"324\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-25.png\" class=\"attachment-large size-large wp-image-961\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-25.png 324w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-25-300x300.png 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-25-150x150.png 150w\" sizes=\"(max-width: 324px) 100vw, 324px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a30007 elementor-widget elementor-widget-heading\" data-id=\"8a30007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DJPK<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37eeec1 elementor-widget elementor-widget-text-editor\" data-id=\"37eeec1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Penyalur Dana Transfer Daerah<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-20527875 e-con-full e-flex e-con e-child\" data-eae-slider=\"77330\" data-id=\"20527875\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-37b14125 e-con-full e-flex e-con e-child\" data-eae-slider=\"26060\" data-id=\"37b14125\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e0b6f49 elementor-widget elementor-widget-image\" data-id=\"2e0b6f49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"324\" height=\"324\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-7.png\" class=\"attachment-full size-full wp-image-851\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-7.png 324w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-7-300x300.png 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-7-150x150.png 150w\" sizes=\"(max-width: 324px) 100vw, 324px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46f226ee elementor-widget elementor-widget-heading\" data-id=\"46f226ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BPDLH<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43d6645b elementor-widget elementor-widget-heading\" data-id=\"43d6645b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BADAN PENGELOLA DANA LINGKUNGAN HIDUP<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d3ff6d elementor-widget elementor-widget-text-editor\" data-id=\"15d3ff6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"0\">Mitra utama dalam penyaluran dana untuk keberlanjutan ekologis, konservasi hutan, dan pengurangan emisi karbon.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-326522a5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"326522a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bpdlh.kemenkeu.go.id\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kunjungi Situs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-47d9fd63 e-con-full e-flex e-con e-child\" data-eae-slider=\"40486\" data-id=\"47d9fd63\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14f3f810 elementor-widget elementor-widget-image\" data-id=\"14f3f810\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"324\" height=\"324\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-6.png\" class=\"attachment-large size-large wp-image-852\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-6.png 324w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-6-300x300.png 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/01\/KEMENKEU-6-150x150.png 150w\" sizes=\"(max-width: 324px) 100vw, 324px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22c317e2 elementor-widget elementor-widget-heading\" data-id=\"22c317e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BNPB<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7605a07c elementor-widget elementor-widget-heading\" data-id=\"7605a07c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BADAN NASIONAL PENANGGULANGAN BENCANA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4617031d elementor-widget elementor-widget-text-editor\" data-id=\"4617031d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"0\">Mitra strategis dalam mitigasi risiko bencana, penanganan darurat, dan rehabilitasi pasca-bencana.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68eb6132 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"68eb6132\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bnpb.go.id\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kunjungi Situs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-558feab5 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"9131\" data-id=\"558feab5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0ac9de6 e-con-full e-flex e-con e-child\" data-eae-slider=\"33327\" data-id=\"0ac9de6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2ca24ab e-con-full e-flex e-con e-child\" data-eae-slider=\"42289\" data-id=\"2ca24ab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccb7a66 elementor-widget elementor-widget-heading\" data-id=\"ccb7a66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analisis Risiko Tinggi Bencana Alam <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-688d41a e-con-full e-flex e-con e-child\" data-eae-slider=\"86677\" data-id=\"688d41a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe8702 elementor-widget elementor-widget-heading\" data-id=\"8fe8702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Berita<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92d0789 elementor-widget elementor-widget-button\" data-id=\"92d0789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lihat Semua Berita<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7d0d68b7 e-con-full e-flex e-con e-child\" data-eae-slider=\"76978\" data-id=\"7d0d68b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-60fabf83 e-con-full e-flex e-con e-child\" data-eae-slider=\"77920\" data-id=\"60fabf83\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cc79bf0 e-con-full e-flex e-con e-child\" data-eae-slider=\"78607\" data-id=\"cc79bf0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c29fca1 e-con-full e-flex e-con e-child\" data-eae-slider=\"66221\" data-id=\"c29fca1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1d3cde7 e-con-full e-flex e-con e-child\" data-eae-slider=\"81758\" data-id=\"1d3cde7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc90def elementor-widget elementor-widget-heading\" data-id=\"dc90def\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Hidrometeorologi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d525424 elementor-widget elementor-widget-text-editor\" data-id=\"d525424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Banjir dan longsor mendominasi 98% bencana, terjadi hampir setiap hari akibat cuaca ekstrem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f34a8e0 e-con-full e-flex e-con e-child\" data-eae-slider=\"97113\" data-id=\"f34a8e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f66e7a2 elementor-widget elementor-widget-heading\" data-id=\"f66e7a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Geologi <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d97189 elementor-widget elementor-widget-text-editor\" data-id=\"8d97189\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gempa dan gunung api jarang terjadi (2%), namun dampaknya paling fatal bagi korban jiwa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9773460 e-con-full e-flex e-con e-child\" data-eae-slider=\"68609\" data-id=\"9773460\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b68c24 elementor-widget elementor-widget-heading\" data-id=\"2b68c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tren Pandemi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac549e3 elementor-widget elementor-widget-text-editor\" data-id=\"ac549e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Risiko wabah menurun drastis pasca-2022, kini angkanya sangat kecil dibanding bencana alam fisik.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7574a2ef e-con-full e-flex e-con e-child\" data-eae-slider=\"64166\" data-id=\"7574a2ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf6cc4 elementor-grid-1 elementor-posts--thumbnail-left elementor-posts--align-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"2cf6cc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2782 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"210\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-300x210.webp\" class=\"attachment-medium size-medium wp-image-2604\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-300x210.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1024x716.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-768x537.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1536x1074.webp 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-2048x1432.webp 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" >\n\t\t\t\tLindungi Aset Negara dari Risiko Bencana, Kemenkeu Terapkan Skema Pooling Fund Bencana\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Peluncuran program asuransi Barang Milik Negara (BMN) dengan skema pendanaan Pooling Fund Bencana (PFB) menandai langkah strategis pemerintah dalam memperkuat perlindungan aset negara dari<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2096 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-300x169.jpg\" class=\"attachment-medium size-medium wp-image-2097\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/DSC00895-1-2048x1152.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sosialisasi-strategi-parb-dan-pooling-fund-bencana-di-enam-kota-upaya-memperkuat-resiliensi-fiskal-daerah\/\" >\n\t\t\t\tSosialisasi Strategi PARB dan Pooling Fund Bencana di Enam Kota: Upaya Memperkuat Resiliensi Fiskal Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Kementerian Keuangan melalui Direktorat Jenderal Strategi Ekonomi dan Fiskal (DJSEF) menggelar sosialisasi mengenai Strategi Pembiayaan dan Asuransi Risiko Bencana (PARB) dan Pooling Fund Bencana<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2075 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-300x169.jpg\" class=\"attachment-medium size-medium wp-image-2076\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-300x169.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1024x576.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-768x432.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-1536x864.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/IMG_2137-4-2048x1152.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/23\/sinergi-bnpb-djsef-dan-bpdlh-sosialisasi-dana-bersama-penanggulangan-bencana-di-empat-daerah\/\" >\n\t\t\t\tSinergi BNPB, DJSEF, dan BPDLH: Sosialisasi Dana Bersama Penanggulangan Bencana di Empat Daerah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Dalam rangka memperkuat pemahaman Pemerintah Daerah terhadap skema PFB, BNPB berkolaborasi dengan DJSEF dan BPDLH melaksanakan kegiatan Sosialisasi Dana Bersama Penanggulangan Bencana. Kegiatan sosialisasi<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1497 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/10\/sinergi-strategis-perkuat-sosialisasi-pooling-fund-bencana-nasional\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-300x200.jpg\" class=\"attachment-medium size-medium wp-image-1498\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-300x200.jpg 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-1024x683.jpg 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-768x512.jpg 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-1536x1024.jpg 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/SEF08608-1-3-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/02\/10\/sinergi-strategis-perkuat-sosialisasi-pooling-fund-bencana-nasional\/\" >\n\t\t\t\tSinergi Strategis Perkuat Sosialisasi Pooling Fund Bencana Nasional\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Dalam rangka meningkatkan pemahaman dan kesadaran publik terhadap keberadaan serta fungsi PFB, Badan Nasional Penanggulan Bencana (BNPB) bekerja sama dengan Badan Pengelola Dana Lingkungan<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5c94ee6 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"25833\" data-id=\"5c94ee6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5f887b6 e-con-full e-flex e-con e-child\" data-eae-slider=\"56236\" data-id=\"5f887b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-caeb746 e-con-full e-flex e-con e-child\" data-eae-slider=\"75726\" data-id=\"caeb746\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c66e02 elementor-widget elementor-widget-heading\" data-id=\"5c66e02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analisis Risiko Tinggi Bencana Alam <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-29865fa e-con-full e-flex e-con e-child\" data-eae-slider=\"72561\" data-id=\"29865fa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9b14d6 elementor-widget elementor-widget-text-editor\" data-id=\"a9b14d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIndonesia menghadapi ancaman geologis dan <br>hidrometeorologi ekstrem karena lokasi geografisnya.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f33594a e-con-full e-flex e-con e-child\" data-eae-slider=\"69639\" data-id=\"f33594a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-34dfc9e e-con-full e-flex e-con e-child\" data-eae-slider=\"63232\" data-id=\"34dfc9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4afaaa1 e-con-full e-flex e-con e-child\" data-eae-slider=\"87665\" data-id=\"4afaaa1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2efbd54 e-con-full e-flex e-con e-child\" data-eae-slider=\"40337\" data-id=\"2efbd54\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c3e418d e-con-full e-flex e-con e-child\" data-eae-slider=\"8372\" data-id=\"c3e418d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40be605 elementor-widget elementor-widget-heading\" data-id=\"40be605\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Hidrometeorologi (Sangat Tinggi)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1539e22 elementor-widget elementor-widget-text-editor\" data-id=\"1539e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Banjir dan longsor mendominasi 98% bencana, terjadi hampir setiap hari akibat cuaca ekstrem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c272d81 e-con-full e-flex e-con e-child\" data-eae-slider=\"46608\" data-id=\"c272d81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70d5026 elementor-widget elementor-widget-heading\" data-id=\"70d5026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risiko Geologi (Rendah Frekuensi, Tinggi Dampak)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43bb3ad elementor-widget elementor-widget-text-editor\" data-id=\"43bb3ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gempa dan gunung api jarang terjadi (2%), namun dampaknya paling fatal bagi korban jiwa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b8f52cd e-con-full e-flex e-con e-child\" data-eae-slider=\"59940\" data-id=\"b8f52cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32537f7 elementor-widget elementor-widget-heading\" data-id=\"32537f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tren Pandemi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cb6da4 elementor-widget elementor-widget-text-editor\" data-id=\"1cb6da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Risiko wabah menurun drastis pasca-2022, kini angkanya sangat kecil dibanding bencana alam fisik.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5d01b4a7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"4515\" data-id=\"5d01b4a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-20584173 e-con-full e-flex e-con e-child\" data-eae-slider=\"80718\" data-id=\"20584173\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-63c6da95 e-con-full e-flex e-con e-child\" data-eae-slider=\"16447\" data-id=\"63c6da95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1c56c6 elementor-widget elementor-widget-heading\" data-id=\"7e1c56c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Berita<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b43d844 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"7b43d844\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2782 post type-post status-publish format-standard has-post-thumbnail hentry category-berita\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1790\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp\" class=\"attachment-full size-full wp-image-2604\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-scaled.webp 2560w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-300x210.webp 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1024x716.webp 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-768x537.webp 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-1536x1074.webp 1536w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/Foto-3-1-2048x1432.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" >\n\t\t\t\tLindungi Aset Negara dari Risiko Bencana, Kemenkeu Terapkan Skema Pooling Fund Bencana\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/2026\/03\/11\/lindungi-aset-negara-dari-risiko-bencana-kemenkeu-terapkan-skema-pooling-fund-bencana-2\/\" aria-label=\"Read more about Lindungi Aset Negara dari Risiko Bencana, Kemenkeu Terapkan Skema Pooling Fund Bencana\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-25739b69 e-con-full e-flex e-con e-child\" data-eae-slider=\"33552\" data-id=\"25739b69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17d4385f elementor-align-right elementor-widget elementor-widget-button\" data-id=\"17d4385f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lihat Semua Berita <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9a6d696 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"24562\" data-id=\"9a6d696\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a361317 elementor-widget elementor-widget-heading\" data-id=\"a361317\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pertanyaan yang Sering Diajukan (FAQ)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-416e0fc elementor-widget elementor-widget-n-accordion\" data-id=\"416e0fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6860\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6860\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa itu PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9e1690c e-con-full e-flex e-con e-child\" data-eae-slider=\"62628\" role=\"region\" aria-labelledby=\"e-n-accordion-item-6860\" data-id=\"9e1690c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-889dce2 elementor-widget elementor-widget-text-editor\" data-id=\"889dce2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b data-path-to-node=\"4\" data-index-in-node=\"0\">Pooling Fund Bencana<\/b> adalah dana bersama yang dikelola oleh pemerintah untuk mendanai kegiatan penanggulangan bencana. Dana ini dibentuk agar pemerintah memiliki cadangan pendanaan yang siap pakai (<i data-path-to-node=\"4\" data-index-in-node=\"198\">standby<\/i>) dan berkelanjutan, sehingga tidak hanya bergantung pada APBN yang bersifat terbatas saat terjadi bencana besar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6861\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6861\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Dari mana sumber modal PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-2010597 e-con-full e-flex e-con e-child\" data-eae-slider=\"14573\" role=\"region\" aria-labelledby=\"e-n-accordion-item-6861\" data-id=\"2010597\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d19ff78 elementor-widget elementor-widget-text-editor\" data-id=\"d19ff78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"6\">Sumber modal atau pendanaan PFB berasal dari beberapa pintu, antara lain:<\/p><ul data-path-to-node=\"7\"><li><p data-path-to-node=\"7,0,0\"><b data-path-to-node=\"7,0,0\" data-index-in-node=\"0\">APBN dan APBD:<\/b> Alokasi rutin dari anggaran negara\/daerah.<\/p><\/li><li><p data-path-to-node=\"7,1,0\"><b data-path-to-node=\"7,1,0\" data-index-in-node=\"0\">Hasil Investasi:<\/b> Dana yang ada dikelola secara produktif untuk mendapatkan imbal hasil (akumulasi nilai tambah).<\/p><\/li><li><p data-path-to-node=\"7,2,0\"><b data-path-to-node=\"7,2,0\" data-index-in-node=\"0\">Penerimaan Negara Bukan Pajak (PNBP):<\/b> Pendapatan dari layanan atau sumber lain yang sah.<\/p><\/li><li><p data-path-to-node=\"7,3,0\"><b data-path-to-node=\"7,3,0\" data-index-in-node=\"0\">Hibah\/Sumbangan:<\/b> Bantuan dari pihak swasta, masyarakat, atau lembaga internasional yang tidak mengikat.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6862\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6862\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Siapa yang melakukan pengelolaan PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-881d5be e-con-full e-flex e-con e-child\" data-eae-slider=\"17415\" role=\"region\" aria-labelledby=\"e-n-accordion-item-6862\" data-id=\"881d5be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a205072 elementor-widget elementor-widget-text-editor\" data-id=\"a205072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pengelolaan PFB dilakukan oleh <b data-path-to-node=\"9\" data-index-in-node=\"31\">BPDLH (Badan Pengelola Dana Lingkungan Hidup)<\/b>, yang berada di bawah naungan <b data-path-to-node=\"9\" data-index-in-node=\"107\">Kementerian Keuangan<\/b>. BPDLH bertindak sebagai unit pengelola (BLU) yang bertugas menghimpun, memupuk, dan menyalurkan dana tersebut untuk perlindungan masyarakat dari dampak bencana.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6863\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6863\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa yang dimaksud dengan transfer risiko dalam konteks penyaluran dana PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-d89b5ad e-con-full e-flex e-con e-child\" data-eae-slider=\"1856\" role=\"region\" aria-labelledby=\"e-n-accordion-item-6863\" data-id=\"d89b5ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f78d075 elementor-widget elementor-widget-text-editor\" data-id=\"f78d075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b data-path-to-node=\"1\" data-index-in-node=\"0\">Transfer risiko<\/b> dalam konteks penyaluran dana Pooling Fund Bencana (PFB) adalah strategi finansial pemerintah untuk memindahkan beban kerugian finansial akibat bencana alam kepada pihak ketiga, seperti perusahaan asuransi atau pasar modal global. Melalui mekanisme ini, pemerintah membayar premi secara berkala agar saat terjadi bencana besar, beban perbaikan infrastruktur atau pemberian bantuan tidak sepenuhnya menguras APBN, melainkan ditanggung oleh pihak asuransi melalui klaim atau instrumen instrumen keuangan seperti <i data-path-to-node=\"1\" data-index-in-node=\"526\">Catastrophe Bonds<\/i>. Pendekatan ini mengubah pola penanggulangan bencana dari yang sebelumnya bersifat reaktif (mencari dana setelah kejadian) menjadi proaktif dan terukur, sehingga pemulihan pascabencana dapat berjalan lebih cepat tanpa mengganggu stabilitas anggaran negara.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f04a6e elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-n-accordion\" data-id=\"5f04a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9960\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9960\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Berapa kebutuhan anggaran terkait dengan penanggulangan bencana di Indonesia? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-ae373fe e-con-full e-flex e-con e-child\" data-eae-slider=\"46298\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9960\" data-id=\"ae373fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6878187 elementor-widget elementor-widget-text-editor\" data-id=\"6878187\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Berdasarkan Strategi PARB (Kemenkeu, 2018), Antara tahun 2000-2016, rata-rata kerugian ekonomi langsung berupa rusaknya bangunan dan bukan bangunan akibat bencana alam yang terjadi di Indonesia setiap tahunnya mencapai sekitar Rp. 22,8 triliun. Di masa mendatang, kerugian akibat bencana akan semakin membesar, apabila tidak dilakukan upaya mitigasi, kesiapsiagaan dan transfer risiko. Selain itu, fenomena perubahan iklim dapat meningkatkan dan memperbesar risiko bencana di masa depan.<\/span><\/p><p><span style=\"font-weight: 400;\">Kemampuan Pemerintah dalam menyediakan pembiayaan untuk bencana dengan dampak yang besar cenderung terbatas pada saat terjadi bencana. Setiap tahunnya, Pemerintah mengalokasikan rata-rata 5 triliun rupiah dana cadangan bencana yang digunakan saat terjadi bencana. Sedangkan kebutuhan penanggulangan bencana adalah sekitar Rp22,8 triliun. Dengan adanya gap antara kebutuhan bencana dan alokasi dana cadangan selama ini, Pemerintah Indonesia perlu menciptakan mekanisme pembiayaan yang inovatif dan berkelanjutan untuk mendanai penanggulangan bencana. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9961\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9961\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Langkah apa yang diambil Pemerintah dalam menjamin ketersediaan dana untuk memenuhi kebutuhan penanggulangan bencana? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-e3eefc5 e-con-full e-flex e-con e-child\" data-eae-slider=\"91081\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9961\" data-id=\"e3eefc5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79a9f1b elementor-widget elementor-widget-text-editor\" data-id=\"79a9f1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dalam kerangka APBN\/APBD, Pemerintah sudah memiliki beberapa anggaran yang digunakan untuk kegitan penanggulangan bencana, yaitu:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dana Kontijensi Bencana: Alokasi dalam APBN untuk kegiatan kesiapsiagaan pada tahap prabencana.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dana Siap Pakai (DSP): Dana cadangan pemerintah yang selalu tersedia untuk digunakan saat tanggap darurat. DSP untuk tahap darurat di BNPB berasal dari APBN, dan pemerintah daerah juga dapat menyediakan DSP dari APBD.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dana Bantuan Sosial Berbasis Hibah: Alokasi dalam APBN untuk kegiatan pada tahap pascabencana.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Belanja Tidak Terduga (BTT) APBD adalah pengeluaran anggaran untuk keadaan darurat, kebutuhan mendesak, atau pengembalian kelebihan penerimaan daerah tahun-tahun sebelumnya yang tidak dapat diprediksi sebelumnya. BTT digunakan untuk menangani bencana alam, bencana sosial, dan pengeluaran mendesak lainnya yang tidak dianggarkan secara rutin.\u00a0\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Melengkapi sumber dana tersebut, Kementerian Keuangan menerbitkan Strategi Pembiayaan dan Asuransi Risiko Bencana pada 2018. Salah satu instrumen dalam strategi PARB tersebut, pemerintah menambah alternatif sumber pendanaan berupa:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dana Bersama Penanggulangan Bencana (Pooling Fund Bencana): dana yang\u00a0 berasal dari berbagai sumber dan digunakan untuk mendukung dan melengkapi Dana Penanggulangan Bencana yang memadai dan berkelanjutan.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mekanisme lain yang ada dalam PARB adalah memungkinkannya pinjaman kontinjensi untuk penanggulangan bencana. <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9962\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9962\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Dapatkah dijelaskan mengapa Indonesia memerlukan Strategi Pembiayaan dan Asuransi Risiko Bencana ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-b15e164 e-con-full e-flex e-con e-child\" data-eae-slider=\"42281\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9962\" data-id=\"b15e164\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4f8f7 elementor-widget elementor-widget-text-editor\" data-id=\"7d4f8f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Berdasarkan peta risiko bencana Indonesia tahun 2023, 13 provinsi berada pada kelas risiko bencana tinggi dan 25 provinsi berada pada kelas risiko bencana sedang dan tidak ada provinsi yang berada pada risiko bencana rendah. Selain itu, dari 514 kabupaten\/kota di Indonesia terdapat 168 kabupaten\/kota yang berada pada kelas indeks risiko tinggi dan 346 yang berada pada kelas indeks risiko sedang.<\/span><\/p><p><span style=\"font-weight: 400;\">Menurut World Risk Report (2025), Indonesia menempati peringkat ke-3 urutan negara paling rawan bencana setelah Filipina dan India. Tingginya risiko bencana disebabkan karena letak geografis Indonesia yang berada di lingkar cincin api Pasifik menyebabkan tingginya bencana gempa, tsunami, dan gunung berapi. Selain itu, bencana <\/span><i><span style=\"font-weight: 400;\">hydrometeorology, <\/span><\/i><span style=\"font-weight: 400;\">bencana yang terkait siklus air (banjir, longsor, kekeringan, dan puting beliung) berkontribusi pada tingginya kerugian ekonomi akibat bencana. Sebagai gambaran, bencana tsunami Aceh tahun 2004 diperkirakan mencapai Rp51,4Triliun. Jika hal ini terjadi beberapa kali dalam setahun, kerugian akibat bencana alam tentu dapat menjadi risiko fiskal yang dapat menjadi hambatan pembangunan dan ekonomi. Untuk itu, Indonesia perlu mekanisme pembiayaan inovatif terkait penanggulangan bencana.<\/span><\/p><p><span style=\"font-weight: 400;\">Sebelum adanya PARB, penanggulangan bencana di Indonesia cenderung bersifat reaktif dan hanya mengandalkan satu instrumen yaitu APBN\/APBD. Akibatnya, penanggulangan bencana menjadi tidak optimal dan pemulihan pasca bencana untuk kembali ke kondisi sebelum bencana memakan waktu yang lebih lama. Strategi PARB juga mengubah pendekatan penanggulangan bencana yang sebelumnya reaktif menjadi preventif dan proaktif. Strategi PARB diharapkan dapat memenuhi kebutuhan pembiayaan yang besar, terencana, tepat waktu dan sasaran, berkelanjutan, yang dikelola dengan transparan untuk melindungi keuangan negara dan menjaga pembangunan ekonomi.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9963\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9963\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa saja faktor yang dipertimbangkan dalam merumuskan Strategi PARB dan bauran instrumen di dalamnya? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-a690784 e-con-full e-flex e-con e-child\" data-eae-slider=\"11703\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9963\" data-id=\"a690784\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4d0c55 elementor-widget elementor-widget-text-editor\" data-id=\"f4d0c55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Fitur-fitur penting dari strategi PARB adalah adanya alternatif pembiayaan di luar APBN dan bauran beberapa instrumen penanggulangan bencana. Rumusan strategi PARB dan bauran instrumen di dalamnya mempertimbangkan beberapa faktor, diantaranya:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ketepatan Waktu dan Besaran Dana: kecepatan dalam penyediaan pembiayaan adalah penting. Seluruh dana harus tersedia sesuai dengan fase bencana.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Layering Risiko dan Bauran Kebijakan\/Instrumen: mempertimbangkan seluruh layer risiko yang ada, maka diperlukan bauran kebijakan\/instrumen. Pemerintah akan menentukan risiko-risiko mana yang pembiayaannya ditanggung sendiri (retain), pembiayaan risiko yang ditransfer dan bagaimana memilih instrumen yang sesuai dan efisien.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ketepatan Penyaluran Dana:\u00a0 penyaluran dana dilakukan tepat sasaran melalui saluran yang efisien. Kolaborasi Pemerintah Pusat dan Pemerintah Daerah serta pemangku kepentingan terkait sangat diperlukan.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Data dan Informasi yang akurat: strategi PARB harus mendorong pengumpulan dan penyediaan data dan informasi yang akurat tentang sejarah dan potensi bencana (hazard), kerentanan (exposure), dan dampak kerugian (loss). Data dan informasi ini akan membantu dalam memilih instrumen yang tepat dan efisien.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Adapun beberapa instrumen dalam PARB antara lain:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">APBN\/APBD\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pinjaman siaga\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pooling Fund Bencana\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asuransi BMN<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asuransi Mikro\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Donor\u00a0<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78f7671 elementor-widget elementor-widget-image\" data-id=\"78f7671\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"318\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/unnamed.png\" class=\"attachment-full size-full wp-image-1389\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/unnamed.png 512w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/unnamed-300x186.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9964\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9964\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Hingga 2025, instrumen apa saja dalam implementasi strategi PARB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9419d2d e-con-full e-flex e-con e-child\" data-eae-slider=\"58673\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9964\" data-id=\"9419d2d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9494f71 elementor-widget elementor-widget-text-editor\" data-id=\"9494f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Beberapa instrumen PARB yang sudah diimplementasikan dalam strategi PARB diantaranya:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transfer Risiko melalui Asuransi Barang Milik Negara (ABMN). ABMN pertama kali diimplementasikan pada tahun 2019 dengan mengasuransi beberapa aset seperti gedung pemerintahan. Pembayaran premi asuransi untuk ABMN dari tahun 2019-2024 masih menggunakan APBN. Pada tahun 2025, pembayaran premi beberapa ABMN di Kemensetneg, Kemenag, dan Kemenkes mulai didanai melalui hasil pengembangan dana PFB. Dengan demikian, ke depan ABMN akan didanaai oleh APBN dan PFB, sehingga semakin banyak aset negara yang terlindungi oleh asuransi.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pooling Fund Bencana: PFB yang dikelola oleh BPDLH mulai dibentuk pada tahun 2021. Pada tahun 2021-2024, BPDLH fokus untuk mengembangkan dana PFB. Pada tahun 2025, sebagian hasil pengembangan dana itu telah digunakan untuk beberapa kegiatan penanggulangan bencana diantaranya: progra prabencana di BNPB, Kemendagri, Kemenkes, dan Kemensos; serta pendanaan premi asuransi ABMN di Kemensetneg, Kemenag, dan Kemenkes.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9965\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9965\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  Bagaimana peta jalan Strategi PARB dan mekanisme pemantauan serta evaluasi yang dilaksanakan untuk mengawal implementasi peta jalan tersebut? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-285c07f e-con-full e-flex e-con e-child\" data-eae-slider=\"38520\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9965\" data-id=\"285c07f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d78deb7 elementor-widget elementor-widget-text-editor\" data-id=\"d78deb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dalam jangka pendek, Pemerintah menargetkan bahwa pada tahun 2025, atau selambat-lambatnya tahun 2026, hampir seluruh instrumen PARB telah diimplementasikan. Beberapa instrumen yang masih dalam proses penyusunan di antaranya transfer risko lainnya melalui asuransi parametrik dan partisipasi Pemda dalam PFB. Penyusunan strategi PARB ini melibatkan berbagai instansi. Oleh karena itu, Kementerian Keuangan sebagai \u201cpimpinan proyek\u201d dalam penyusunan strategi PARB terus melakukan koordinasi intensif dengan berbagai pemangku kepentingan dalam memastikan implementasi peta jalan PARB.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9966\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9966\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Selain ABMN, apa saja instrumen dalam Strategi PARB yang telah berjalan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-40278cd e-con-full e-flex e-con e-child\" data-eae-slider=\"88280\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9966\" data-id=\"40278cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c699ec4 elementor-widget elementor-widget-text-editor\" data-id=\"c699ec4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Seperti yang telah kami sebutkan di atas, Dana Bersama Penanggulangan Bencana (Pooling Fund Bencana) merupakan salah satu intstrumen PARB yang telah berjalan. Dibentuk pada tahun 2021, pada tahun 2025 sebagian hasil pengembangan dana sudah digunakan untuk mendananai kegitan pra bencana dan pembyaran premi ABMN. Di tahun 2025, PFB telah membiayai proposal kegiatan prabencana di BNPB, Kemendagri, Kemensos, dan Kemenkes.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9967\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9967\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Dapatkan dijelaskan apa yang dimaksud dengan PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-d274805 e-con-full e-flex e-con e-child\" data-eae-slider=\"82488\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9967\" data-id=\"d274805\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac4a0d4 elementor-widget elementor-widget-text-editor\" data-id=\"ac4a0d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dana Bersama Penanggulangan Bencana (Pooling Fund Bencana\/PFB) adalah dana yang berasal dari berbagai sumber yang dikelola dan digunakan untuk mendukung dan melengkapi Dana Penanggulangan Bencana yang memadai dan berkelanjutan. PFB didirikan berdasarkan Perpres 75 Tahun 2021 tentang Dana Bersama Penanggulangan Bencana. PFB bersifat komplementer, didesain untuk melengkapi kebijakan penanggulangan bencana yang ada, bukan untuk menggantikannya.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Sebagai tambahan informasi, PFB merupakan inovasi pendanaan bencana pertama di dunia yang dirancang untuk memperkuat sistem pembiayaan penanggulangan bencana nasional secara berkelanjutan dengan mengintegrasikan penghimpunan, pengembangan, dan penyaluran dana dalam satu skema (Haryanto, 2025). Kehadiran PFB menjawab keterbatasan pendekatan konvensional dalam pendanaan kebencanaan yang selama ini masih mengandalkan Anggaran Pendapatan dan Belanja Negara (APBN) serta Anggaran Pendapatan dan Belanja Daerah (APBD).\u00a0Pendekatan konvensional tersebut bersifat reaktif, yaitu baru tersedia ketika bencana terjadi. Selain itu, pendekatan konvensional juga membuat sumber pendanaan memiliki ruang gerak yang terbatas, padahal jenis dan dampak bencana di Indonesia sangat beragam, sering terjadi, dan kebutuhan pembiayaannya sering kali jauh lebih besar.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9968\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9968\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa tujuan utama atas operasionalisasi PFB ini? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-fcdf5dc e-con-full e-flex e-con e-child\" data-eae-slider=\"10444\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9968\" data-id=\"fcdf5dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8495b1 elementor-widget elementor-widget-text-editor\" data-id=\"c8495b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Operasionalisasi PFB terdiri dari tiga tahapan, yaitu pengumpulan dana, pengembangan dana, dan penyaluran dana. Operasionalisasi PFB ini bertujuan untuk mengendalikan risiko melalui instrumen transfer risiko (ABMN dan asuransi parametrik), pendanaan kegiatan pra dan pasca bencana, serta memperkuat buffer dana bencana dalam jangka menengah melalui mekanisme investasi.<\/span><\/p><p><span style=\"font-weight: 400;\">Tujuan utama dari operasionalisasi PFB adalah untuk memperkuat kapasitas pendanaan, melindungi keuangan negara, menyediakan pendanaan berkelanjutan, dan mendorong partisipasi berbagai pihak. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9969\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9969\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kalau bicara sumber dana, dari mana saja PFB mendapatkan modalnya? Bagaimana mekanisme pengumpulan dana tersebut? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-2165d74 e-con-full e-flex e-con e-child\" data-eae-slider=\"36648\" role=\"region\" aria-labelledby=\"e-n-accordion-item-9969\" data-id=\"2165d74\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-076ca96 elementor-widget elementor-widget-text-editor\" data-id=\"076ca96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pengumpulan dana PFB dapat bersumber dari APBN, APBD, dan sumber lain yang sah. Sumber lain yang sah di antaranya adalah hasil pengembangan dana PFB, penerimaan pembayaran klaim asuransi, hibah yang diterima BPDLH, dan hasil kerja sama dengan pihak lain. Semua dana tersebut akan masuk ke rekening BPDLH untuk kemudian dikembangkan dan disalurkan sesuai aturan yang berlaku.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99610\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Siapa yang mengelola PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-b845863 e-con-full e-flex e-con e-child\" data-eae-slider=\"80756\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99610\" data-id=\"b845863\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fdb78d elementor-widget elementor-widget-text-editor\" data-id=\"3fdb78d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">PFB dikelola oleh Badan Pengelola Dna Lingkungan Hidup (BPDLH)\u00a0 sebagaimana dimandatkan dalam KMK 407 Tahun 2021 tentang Penugasan kepada Badan Pengelola Dana Lingkungan Hidup (BPDLH) untuk mengelola Dana Bersama Penanggulangan Bencana. BPDLH merupakan Badan Layanan Umum di lingkungan Kementerian Keuangan yang memiliki tupoksi untuk mengelola dana lingkungan hidup.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Pemangku kepentingan mana saja yang terlibat dalam PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-473f517 e-con-full e-flex e-con e-child\" data-eae-slider=\"4733\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99611\" data-id=\"473f517\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c3f8fd elementor-widget elementor-widget-text-editor\" data-id=\"8c3f8fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Proses bisnis PFB melibatkan berbagai instansi Kementerian\/Lembaga, Pemda, Kelompok Masyarakat, dan Perusahaan Asuransi. Beberapa K\/L yang terlibat dalam mekanisme proposal penyaluran dana PBF antara lain adalah Kementerian Keuangan, Badan Nasional Penanggulangan Bencana (BNPB), Kementerian Perencanaan Pembangunan Nasional (Bappenas), Kemendagri, dan BPDLH.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99612\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99612\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kalau investasi, instrumen apa yang dipakai? Apakah PFB ini adalah dana abadi yang terus tumbuh? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-72cd7a6 e-con-full e-flex e-con e-child\" data-eae-slider=\"72032\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99612\" data-id=\"72cd7a6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48d88b4 elementor-widget elementor-widget-text-editor\" data-id=\"48d88b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Sesuai mandatnya PFB bisa dikembangkan dalam instrumen investasi jangka pendek maupun instrumen investasi jangka panjang, antara lain saham yang memenuhi kriteria ESG, obligasi korporasi, obligasi pemerintah, dan deposito berjangka. Dana utama PFB didesain untuk menjadi dana bersama yang akan terus tumbuh untuk memperkuat dana buffer bencana. Dana PFB yang digunakan untuk mendanai kegiatan penanggulangan bencana adalah hasil pengembangan dananya. Namun demikian, dana utama PFB bisa digunakan dalam hal Presiden menetapkan status bencana nasional.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99613\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99613\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> PFB ini disalurkan untuk apa saja dan pertimbangan penyalurannya apa saja? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-1c55812 e-con-full e-flex e-con e-child\" data-eae-slider=\"4474\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99613\" data-id=\"1c55812\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad757db elementor-widget elementor-widget-text-editor\" data-id=\"ad757db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">PFB dapat digunakan untuk mendanai kegitan pra bencana, pasca bencana, transfer risiko (asuransi), dan tanggap darurat. Untuk transfer risiko melalui ABMN, Kemenkeu telah membuat aturan mengenai aset mana saja yang akan didanai melalui PFB. Sementara penyaluran dana untuk kegiatan pra dan pasca bencana, prioritas penyaluran dana PFB sebagaimana diatur dalam Peraturan BNPB nomor 1 tahun 2024 adalah sebagai berikut:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">kegiatan yang sesuai dengan Rencana Nasional Penanggulangan Bencana\/Rencana Penanggulangan Bencana Daerah;\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">kegiatan pada daerah dengan indeks risiko bencana tinggi;\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">kegiatan yang ditetapkan dalam dokumen rencana rehabilitasi dan rekonstruksi pascabencana untuk penanganan pascabencana; dan\/atau\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">kegiatan yang sesuai dengan standar pelayanan minimal di bidang penanggulangan bencana.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99614\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99614\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa yang dimaksud dengan transfer risiko dalam konteks penyaluran dana PFB ini? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-ec91f13 e-con-full e-flex e-con e-child\" data-eae-slider=\"49003\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99614\" data-id=\"ec91f13\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60d2fdb elementor-widget elementor-widget-text-editor\" data-id=\"60d2fdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Asuransi merupakan bahasa yang lebih umum digunakan untuk transfer risiko. Dalam konteks PFB, transfer risiko dilakukan melalui instrumen ABMN dan transfer risiko lainnya (Asuransi Parametrik). Esensi dari transfer risiko dalam konteks bencana adalah bahwa kita memindahkan sebagian risiko kerugian akibat bencana kepada pihak penyedia jasa transfer risiko (perusahaan asuransi) melalui perjanjian perikatan asuransi. Sehingga dalam terjadi kerugian akibat bencana, kerugian tersebut menjadi risiko dari pihak penyedia jasa transfer risiko.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99615\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99615\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kenapa diperlukan transfer risiko, apakah tidak cukup hanya mendanai pra, darurat dan pasca saja? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-5ff7aa2 e-con-full e-flex e-con e-child\" data-eae-slider=\"91058\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99615\" data-id=\"5ff7aa2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eee2ae elementor-widget elementor-widget-text-editor\" data-id=\"4eee2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Bencana-bencana besar yang jarang terjadi seperti gempa bumi dan tsunami\u00a0 yang umumnya berdampak ekonomi besar, merupakan bencana yang sebagian pembiayaannya perlu ditransfer ke pihak lain (asuransi). Berdasarkan data\u00a0 historis, Pemerintah mengalami keterbatasan anggaran untuk menanggung seluruh atau sebagian besar nilai kerugian ekonomi dan fisik yang diakibatkan oleh bencana besar. Pemindahan risiko ini akan memudahkan Pemerintah dalam mendapatkan dana yang dibutuhkan dari sumber pembiayaan lain. Skema transfer risiko dengan asuransi dapat digunakan untuk perlindungan\u00a0 masyarakat, perlindungan terhadap aset publik, dan perlindungan lainnya.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99616\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"17\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99616\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Siapa saja yang dapat mengakses PFB? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9ca6a62 e-con-full e-flex e-con e-child\" data-eae-slider=\"7730\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99616\" data-id=\"9ca6a62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81b0b66 elementor-widget elementor-widget-text-editor\" data-id=\"81b0b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dana PFB dapat dimanfaatkan oleh Kementerian\/Lembaga, Pemda, dan Kelompok Masyarakat (melalui Pemda).\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-99617\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"18\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-99617\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Apa perbedaan PFB dengan dana kebencanaan yang eksisting? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-8d08bcb e-con-full e-flex e-con e-child\" data-eae-slider=\"673\" role=\"region\" aria-labelledby=\"e-n-accordion-item-99617\" data-id=\"8d08bcb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90cdf70 elementor-widget elementor-widget-text-editor\" data-id=\"90cdf70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dana kebencanaan eksisting menggunakan dana yang bersumber dari APBN\/APBD, sementara PFB menggunakan dana kelolaan di luar APBN\/APBD. Dengan demikian, penggunaan PFB diharapkan dapat lebih fleksible dalam mendanai kegitan penanggulangan bencana.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Menjaga Stabilitas Keuangan Negara Strategi PARB UNTUK KETAHANAN FISKAL PARB memperkuat ketahanan fiskal nasional melalui kebijakan responsif, inovasi pembiayaan berkelanjutan, dan kolaborasi strategis demi stabilitas<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1134","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages\/1134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/comments?post=1134"}],"version-history":[{"count":6,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages\/1134\/revisions"}],"predecessor-version":[{"id":2839,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages\/1134\/revisions\/2839"}],"wp:attachment":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/media?parent=1134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}