{"id":1206,"date":"2026-02-06T03:57:59","date_gmt":"2026-02-06T03:57:59","guid":{"rendered":"https:\/\/kemenkeu.cms-dev.noretest.com\/?page_id=1206"},"modified":"2026-03-11T09:36:20","modified_gmt":"2026-03-11T09:36:20","slug":"parb-2","status":"publish","type":"page","link":"https:\/\/fiskal.kemenkeu.go.id\/parb\/en\/parb-2\/","title":{"rendered":"PARB"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1206\" class=\"elementor elementor-1206\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-90b661c e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"64001\" data-id=\"90b661c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fb0745f e-con-full e-flex e-con e-child\" data-eae-slider=\"303\" data-id=\"fb0745f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24e52dc elementor-widget elementor-widget-heading\" data-id=\"24e52dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pembiayaan dan<br> Asuransi Risiko Bencana (PARB)\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-567bc0c elementor-widget elementor-widget-heading\" data-id=\"567bc0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protecting the State Budget, Accelerating Recovery<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c2f5d93 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"52728\" data-id=\"c2f5d93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dd60211 e-con-full e-flex e-con e-child\" data-eae-slider=\"46914\" data-id=\"dd60211\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d6329e7 e-con-full e-flex e-con e-child\" data-eae-slider=\"97873\" data-id=\"d6329e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b2ae36 elementor-widget elementor-widget-image\" data-id=\"2b2ae36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"1066\" src=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY.png\" class=\"attachment-full size-full wp-image-1742\" alt=\"\" srcset=\"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY.png 1600w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-300x200.png 300w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1024x682.png 1024w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-768x512.png 768w, https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-content\/uploads\/2026\/02\/g7wcEJwV4M85HFo1h5pNVhyJYOV5N4t19j7KzxrY-1536x1023.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-722414b elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"722414b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-copyright\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 448c-110.532 0-200-89.451-200-200 0-110.531 89.451-200 200-200 110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200zm107.351-101.064c-9.614 9.712-45.53 41.396-104.065 41.396-82.43 0-140.484-61.425-140.484-141.567 0-79.152 60.275-139.401 139.762-139.401 55.531 0 88.738 26.62 97.593 34.779a11.965 11.965 0 0 1 1.936 15.322l-18.155 28.113c-3.841 5.95-11.966 7.282-17.499 2.921-8.595-6.776-31.814-22.538-61.708-22.538-48.303 0-77.916 35.33-77.916 80.082 0 41.589 26.888 83.692 78.277 83.692 32.657 0 56.843-19.039 65.726-27.225 5.27-4.857 13.596-4.039 17.82 1.738l19.865 27.17a11.947 11.947 0 0 1-1.152 15.518z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Badan Nasional Penanggulangan Bencana RI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b62b9b2 e-con-full e-flex e-con e-child\" data-eae-slider=\"85647\" data-id=\"b62b9b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6c4ed9 elementor-widget elementor-widget-heading\" data-id=\"e6c4ed9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding Indonesia's Disaster Risk Financing Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab1bf4 elementor-widget elementor-widget-text-editor\" data-id=\"8ab1bf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Disaster Risk Financing and Insurance (DRFI) Strategy is a combination of financial instruments to obtain an adequate, timely, effective, sustainable, and transparent disaster risk funding scheme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af791e3 elementor-widget elementor-widget-text-editor\" data-id=\"af791e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Brief History:<\/strong> This strategy was developed by the Fiscal Policy Agency (BKF) and officially launched by the Vice President of the Republic of Indonesia in October 2018 in Bali during the IMF\/World Bank Annual Meetings. The PARB was created as a solution to Indonesia&#8217;s challenges as the 12th-highest disaster-risk country in the world.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bf5d437 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"75545\" data-id=\"bf5d437\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f6c07c8 e-con-full e-flex e-con e-child\" data-eae-slider=\"76324\" data-id=\"f6c07c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b0104b3 e-con-full e-flex e-con e-child\" data-eae-slider=\"30820\" data-id=\"b0104b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2234816 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2234816\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analysis of Indonesia's High Risk of Natural Disasters<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab62148 elementor-widget elementor-widget-text-editor\" data-id=\"ab62148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Indonesia faces extreme geological and hydrometeorological hazards due to its geographic location. This high ranking reflects the vulnerability of a large population living in earthquake-, tsunami-, and flood-prone areas across the country.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-85b90bf e-con-full e-flex e-con e-child\" data-eae-slider=\"41985\" data-id=\"85b90bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-29023d9 e-con-full e-flex e-con e-child\" data-eae-slider=\"76873\" data-id=\"29023d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5237605 elementor-widget elementor-widget-heading\" data-id=\"5237605\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Main Problems:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8e62ac elementor-widget elementor-widget-text-editor\" data-id=\"c8e62ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Complete reliance on the state budget creates a funding gap when a major disaster occurs, potentially disrupting economic stability and slowing recovery.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-386e239 e-con-full e-flex e-con e-child\" data-eae-slider=\"55718\" data-id=\"386e239\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05904c3 elementor-widget elementor-widget-html\" data-id=\"05904c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"id\">\r\n<head>\r\n    <meta charset=\"UTF-8\">\r\n    <style>\r\n        :root {\r\n            --navy: #0a192f;\r\n            --blue-shield: #1171ba;\r\n            --gold-base: #f1e4d1;\r\n            --risk-red: #fee2e2;\r\n            --risk-text: #991b1b;\r\n            --text-muted: #64748b;\r\n            --cycle-duration: 12s; \r\n        }\r\n\r\n        \/* Container disesuaikan tingginya agar pas di CMS *\/\r\n        .story-container {\r\n            width: 100%;\r\n            max-width: 850px;\r\n            background: white;\r\n            padding: 30px;\r\n            border-radius: 20px;\r\n            margin: auto;\r\n            box-sizing: border-box;\r\n            font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\r\n        }\r\n\r\n        \/* Typography Asli *\/\r\n        h1 { font-size: 24px; margin: 8px 0; font-weight: bold; color: var(--navy); }\r\n        p { color: var(--text-muted); font-size: 15px; margin: 0; }\r\n        b { font-weight: bold; }\r\n\r\n        .story-header { \r\n            text-align: center; \r\n            margin-bottom: 25px; \r\n            position: relative;\r\n            height: 90px;\r\n            display: flex;\r\n            flex-direction: column;\r\n            align-items: center;\r\n        }\r\n\r\n        .state-layer {\r\n            position: absolute;\r\n            top: 0; left: 0; right: 0;\r\n            display: flex;\r\n            flex-direction: column;\r\n            align-items: center;\r\n        }\r\n\r\n        .state-before { animation: fadeBefore var(--cycle-duration) infinite; }\r\n        .state-after { animation: fadeAfter var(--cycle-duration) infinite; }\r\n\r\n        .highlight-box {\r\n            display: inline-block;\r\n            padding: 4px 12px;\r\n            border-radius: 15px;\r\n            color: white;\r\n            font-size: 12px;\r\n            font-weight: 700;\r\n        }\r\n\r\n        \/* Layout Framework - Tinggi dikunci agar proporsional *\/\r\n        .framework {\r\n            display: grid;\r\n            grid-template-columns: 80px 1fr 80px;\r\n            height: 420px; \/* Tinggi diatur agar pas seperti di screenshot *\/\r\n            gap: 15px;\r\n            position: relative;\r\n        }\r\n\r\n        .axis {\r\n            display: flex;\r\n            flex-direction: column;\r\n            justify-content: space-between;\r\n            align-items: center;\r\n            font-size: 11px;\r\n            font-weight: 700;\r\n            color: var(--text-muted);\r\n            text-transform: uppercase;\r\n            text-align: center;\r\n        }\r\n\r\n        .axis-line {\r\n            flex-grow: 1;\r\n            width: 2px;\r\n            background: linear-gradient(to bottom, transparent, #cbd5e1, transparent);\r\n            margin: 10px 0;\r\n        }\r\n\r\n        .v-text { writing-mode: vertical-rl; transform: rotate(180deg); }\r\n\r\n        \/* Tumpukan Grafik *\/\r\n        .risk-stack {\r\n            background: #f1f5f9;\r\n            border-radius: 12px;\r\n            position: relative;\r\n            display: flex;\r\n            flex-direction: column-reverse;\r\n            padding: 10px;\r\n            overflow: hidden;\r\n            border: 1px solid #e2e8f0;\r\n        }\r\n\r\n        .block {\r\n            width: 100%;\r\n            margin: 2px 0;\r\n            border-radius: 6px;\r\n            display: flex;\r\n            align-items: center;\r\n            justify-content: center;\r\n            font-size: 13px;\r\n            font-weight: 600;\r\n            position: relative;\r\n        }\r\n\r\n        \/* Style Blok Tetap Sama *\/\r\n        .base-apbn { background: var(--gold-base); height: 18%; }\r\n        .base-apbd { background: var(--gold-base); height: 12%; border-top: 1px solid #dcd1bc; }\r\n        .base-micro { background: var(--gold-base); height: 8%; opacity: 0.8; }\r\n        .base-donor { background: var(--gold-base); height: 6%; opacity: 0.6; }\r\n\r\n        .parb-pfb { \r\n            background: var(--navy); color: white;\r\n            animation: anim-pfb var(--cycle-duration) infinite cubic-bezier(0.34, 1.56, 0.64, 1);\r\n        }\r\n        .parb-ins { \r\n            background: var(--blue-shield); color: white;\r\n            animation: anim-ins var(--cycle-duration) infinite cubic-bezier(0.34, 1.56, 0.64, 1);\r\n        }\r\n\r\n        \/* Kotak Risiko Residual *\/\r\n        .residual-risk {\r\n            border: 2px dashed;\r\n            display: flex;\r\n            flex-direction: column;\r\n            align-items: center;\r\n            justify-content: center;\r\n            text-align: center;\r\n            padding: 15px;\r\n            animation: anim-risk-box var(--cycle-duration) infinite cubic-bezier(0.34, 1.56, 0.64, 1);\r\n        }\r\n\r\n        .risk-content-big { animation: fadeBefore var(--cycle-duration) infinite; }\r\n        .risk-content-small { position: absolute; animation: fadeAfter var(--cycle-duration) infinite; }\r\n\r\n        \/* Keyframes Animasi Asli *\/\r\n        @keyframes fadeBefore {\r\n            0%, 45% { opacity: 1; visibility: visible; }\r\n            50%, 100% { opacity: 0; visibility: hidden; }\r\n        }\r\n        @keyframes fadeAfter {\r\n            0%, 45% { opacity: 0; visibility: hidden; }\r\n            50%, 95% { opacity: 1; visibility: visible; }\r\n            100% { opacity: 0; visibility: hidden; }\r\n        }\r\n        @keyframes anim-pfb {\r\n            0%, 45% { height: 0; opacity: 0; margin: 0; padding: 0; font-size: 0; }\r\n            50%, 95% { height: 22%; opacity: 1; margin: 2px 0; font-size: 13px; }\r\n        }\r\n        @keyframes anim-ins {\r\n            0%, 45% { height: 0; opacity: 0; margin: 0; padding: 0; font-size: 0; }\r\n            50%, 95% { height: 10%; opacity: 1; margin: 2px 0; font-size: 13px; }\r\n        }\r\n        @keyframes anim-risk-box {\r\n            0%, 45% { flex-grow: 1; background: var(--risk-red); border-color: #f87171; color: var(--risk-text); }\r\n            50%, 95% { flex-grow: 0; height: 12%; background: white; border-color: #cbd5e1; color: var(--text-muted); }\r\n        }\r\n\r\n        .story-footer {\r\n            margin-top: 25px;\r\n            padding: 15px;\r\n            background: #f8fafc;\r\n            border-radius: 10px;\r\n            text-align: center;\r\n            font-size: 14px;\r\n            min-height: 50px;\r\n            position: relative;\r\n        }\r\n        \r\n        .footer-text {\r\n            position: absolute;\r\n            top: 15px; left: 15px; right: 15px;\r\n            transition: opacity 0.5s;\r\n        }\r\n    <\/style>\r\n<\/head>\r\n<body>\r\n\r\n<div class=\"story-container\">\r\n    <div class=\"story-header\">\r\n        <div class=\"state-layer state-before\">\r\n            <div class=\"highlight-box\" style=\"background: #ef4444;\">VULNERABLE CONDITIONS<\/div>\r\n            <h1>Before PARB Strategy<\/h1>\r\n            <p>100% of disaster risks directly burden the budget.<\/p>\r\n        <\/div>\r\n        <div class=\"state-layer state-after\">\r\n            <div class=\"highlight-box\" style=\"background: #10b981;\">TOUGH CONDITION<\/div>\r\n            <h1>After PARB Strategy<\/h1>\r\n            <p>Layered shields protect the budget from volatility.<\/p>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"framework\">\r\n        <div class=\"axis\">\r\n            <span>High Impact<\/span>\r\n            <div class=\"axis-line\"><\/div>\r\n            <span>Low<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"risk-stack\">\r\n            <div class=\"block base-apbn\">APBN<\/div>\r\n            <div class=\"block base-apbd\">APBD<\/div>\r\n            <div class=\"block base-micro\">Micro Insurance<\/div>\r\n            <div class=\"block base-donor\">Donor \/ Grant<\/div>\r\n\r\n            <div class=\"block parb-pfb\">Disaster Pooling Fund (PFB)<\/div>\r\n            <div class=\"block parb-ins\">Parametric Insurance<\/div>\r\n            <div class=\"block parb-ins\">Asset Insurance (BMN\/D)<\/div>\r\n\r\n            <div class=\"residual-risk\">\r\n                <div class=\"risk-content-big\">\r\n                    <b style=\"font-size: 18px;\">RESIDUAL RISK<\/b>\r\n                    <p style=\"font-size: 11px; color: inherit;\">Unfunded liabilities.<\/p>\r\n                <\/div>\r\n                <div class=\"risk-content-small\">\r\n                    <b style=\"font-size: 13px;\">RESIDUAL RISK<\/b>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"axis\">\r\n            <span class=\"v-text\">Low Frequency<\/span>\r\n            <div class=\"axis-line\"><\/div>\r\n            <span class=\"v-text\">Tall<\/span>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"story-footer\">\r\n        <div class=\"footer-text state-before\">\r\n            The government must seek emergency funds at the expense of other budgets.\r\n        <\/div>\r\n        <div class=\"footer-text state-after\">\r\n            <b>Active Shield:<\/b> Risks are transferred to the insurance market and PFB.\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2c08b6e elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"296\" data-id=\"2c08b6e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b02e018 e-con-full e-flex e-con e-child\" data-eae-slider=\"22973\" data-id=\"b02e018\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9820bf9 e-con-full e-flex e-con e-child\" data-eae-slider=\"62823\" data-id=\"9820bf9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b45863 elementor-widget elementor-widget-heading\" data-id=\"7b45863\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analisis Risiko Tinggi Bencana Alam Indonesia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3507e5 elementor-widget elementor-widget-text-editor\" data-id=\"b3507e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Indonesia menghadapi ancaman geologis dan hidrometeorologi ekstrem karena lokasi geografisnya. Peringkat tinggi ini mencerminkan kerentanan populasi besar yang tinggal di wilayah rawan gempa, tsunami, serta banjir di seluruh pelosok negeri.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e6cb259 e-con-full e-flex e-con e-child\" data-eae-slider=\"41913\" data-id=\"e6cb259\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b1580cf e-con-full e-flex e-con e-child\" data-eae-slider=\"61860\" data-id=\"b1580cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25ecea4 elementor-widget elementor-widget-heading\" data-id=\"25ecea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Masalah Utama:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2ec3f2 elementor-widget elementor-widget-text-editor\" data-id=\"e2ec3f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ketergantungan penuh pada APBN menciptakan celah pendanaan (funding gap) saat terjadi bencana besar, yang berpotensi mengganggu stabilitas ekonomi dan memperlambat pemulihan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4f3fc76 e-con-full e-flex e-con e-child\" data-eae-slider=\"50639\" data-id=\"4f3fc76\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bd6ac6b e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"69340\" data-id=\"bd6ac6b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-476a72d e-con-full e-flex e-con e-child\" data-eae-slider=\"54273\" data-id=\"476a72d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f36fee0 e-con-full e-flex e-con e-child\" data-eae-slider=\"28364\" data-id=\"f36fee0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-286fe8f elementor-widget elementor-widget-heading\" data-id=\"286fe8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analysis of Indonesia's High Risk of Natural Disasters<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3cce5 elementor-widget elementor-widget-text-editor\" data-id=\"5d3cce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Situated at the intersection of tectonic plates and volcanic belts, Indonesia faces significant geological and hydrometeorological risks. This geographic location places millions of residents at constant risk from earthquakes, tsunamis, and flash floods. The high national risk rating is not simply a number; it reflects the vulnerability of populations spread across disaster-prone areas. Collective preparedness is needed to mitigate impacts across the country, protecting public safety and future environmental stability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-808cbc7 e-con-full e-flex e-con e-child\" data-eae-slider=\"88801\" data-id=\"808cbc7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-687a9b7 e-con-full e-flex e-con e-child\" data-eae-slider=\"93342\" data-id=\"687a9b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df82a7e elementor-widget elementor-widget-heading\" data-id=\"df82a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Main Problems:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09cc46d elementor-widget elementor-widget-text-editor\" data-id=\"09cc46d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Complete reliance on the state budget creates a funding gap when a major disaster occurs, potentially disrupting economic stability and slowing recovery.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-56b56f9 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"21950\" data-id=\"56b56f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebd9afb elementor-widget elementor-widget-heading\" data-id=\"ebd9afb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Catatan Kesenjangan Fiskal<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-009c05b e-con-full e-flex e-con e-child\" data-eae-slider=\"58027\" data-id=\"009c05b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce843a8 elementor-widget elementor-widget-heading\" data-id=\"ce843a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tahun 2006 (Gempa DIY)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcddda1 elementor-widget elementor-widget-text-editor\" data-id=\"dcddda1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Realisasi anggaran melonjak seratus persen dari plafon awal akibat gempa besar Yogyakarta yang menuntut percepatan pendanaan darurat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-03a5b81 e-con-full e-flex e-con e-child\" data-eae-slider=\"27079\" data-id=\"03a5b81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9d3a4e elementor-widget elementor-widget-heading\" data-id=\"a9d3a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tahun 2018 (Lombok, Palu)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a63105f elementor-widget elementor-widget-text-editor\" data-id=\"a63105f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rentetan bencana katastropik memicu lonjakan realisasi hingga empat belas triliun rupiah yang menegaskan perlunya reformasi strategi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c04f0b8 e-con-full e-flex e-con e-child\" data-eae-slider=\"93549\" data-id=\"c04f0b8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cb7ab39 e-con-full e-flex e-con e-child\" data-eae-slider=\"66205\" data-id=\"cb7ab39\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-13a450d e-con-full e-flex e-con e-child\" data-eae-slider=\"78018\" data-id=\"13a450d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6ff72f elementor-widget elementor-widget-heading\" data-id=\"c6ff72f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Volatility History: Allocation vs. Realization<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-123a987 e-con-full e-flex e-con e-child\" data-eae-slider=\"95860\" data-id=\"123a987\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c875144 elementor-widget elementor-widget-heading\" data-id=\"c875144\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tahun 2004 (Tsunami Aceh)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ebcaa9 elementor-widget elementor-widget-progress\" data-id=\"1ebcaa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-1ebcaa9\">\n\t\t\t\tAllocation: Rp3 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-1ebcaa9\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"6\" aria-valuetext=\"6% (Alokasi: Rp3 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"6\">\n\t\t\t\t<span class=\"elementor-progress-text\">Alokasi: Rp3 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">6%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a729f elementor-widget elementor-widget-progress\" data-id=\"84a729f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-84a729f\">\n\t\t\t\tRealization: Rp51 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-84a729f\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"100\" aria-valuetext=\"100% (Realisasi: Rp376,51 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"100\">\n\t\t\t\t<span class=\"elementor-progress-text\">Realisasi: Rp376,51 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">100%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3fb12f0 e-con-full e-flex e-con e-child\" data-eae-slider=\"5814\" data-id=\"3fb12f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b68721 elementor-widget elementor-widget-heading\" data-id=\"6b68721\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2006 (DIY Earthquake)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fca9108 elementor-widget elementor-widget-progress\" data-id=\"fca9108\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-fca9108\">\n\t\t\t\tAllocation: Rp3 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-fca9108\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"30\" aria-valuetext=\"30% (Alokasi: Rp3 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"30\">\n\t\t\t\t<span class=\"elementor-progress-text\">Alokasi: Rp3 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">30%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24a9b5a elementor-widget elementor-widget-progress\" data-id=\"24a9b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-24a9b5a\">\n\t\t\t\tRealization: Rp6 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-24a9b5a\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"60\" aria-valuetext=\"60% (Realisasi: Rp6 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"60\">\n\t\t\t\t<span class=\"elementor-progress-text\">Realisasi: Rp6 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">60%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c813ab0 e-con-full e-flex e-con e-child\" data-eae-slider=\"95913\" data-id=\"c813ab0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5da5372 elementor-widget elementor-widget-heading\" data-id=\"5da5372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2018 (Lombok, Palu Earthquake)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c07c45 elementor-widget elementor-widget-progress\" data-id=\"6c07c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-6c07c45\">\n\t\t\t\tAllocation: Rp4 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-6c07c45\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"26\" aria-valuetext=\"26% (Alokasi: Rp4 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"26\">\n\t\t\t\t<span class=\"elementor-progress-text\">Alokasi: Rp4 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">26%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d49f10 elementor-widget elementor-widget-progress\" data-id=\"7d49f10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-7d49f10\">\n\t\t\t\tRealization: Rp14 T\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-7d49f10\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"90\" aria-valuetext=\"90% (Realisasi: Rp14 T)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"90\">\n\t\t\t\t<span class=\"elementor-progress-text\">Realisasi: Rp14 T<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">90%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-961d3a9 e-con-full e-flex e-con e-child\" data-eae-slider=\"34699\" data-id=\"961d3a9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31b23bd elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"31b23bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Allocation:<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22024f0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"22024f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Realization<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4db9f1b e-con-full e-flex e-con e-child\" data-eae-slider=\"15528\" data-id=\"4db9f1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf9f513 elementor-widget elementor-widget-text-editor\" data-id=\"cf9f513\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A major disaster exceeds planned reserve funds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-26635b3 e-con-full e-flex e-con e-child\" data-eae-slider=\"88114\" data-id=\"26635b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9222537 e-con-full e-flex e-con e-child\" data-eae-slider=\"2165\" data-id=\"9222537\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5cc5f3 elementor-widget elementor-widget-heading\" data-id=\"d5cc5f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2004 (Aceh Tsunami)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-538c4e2 elementor-widget elementor-widget-text-editor\" data-id=\"538c4e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"0\">The massive tsunami disaster forced budget realization to be fully absorbed from the initial ceiling for emergency funding and energy subsidies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f0a2993 e-con-full e-flex e-con e-child\" data-eae-slider=\"15357\" data-id=\"f0a2993\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79f3905 elementor-widget elementor-widget-heading\" data-id=\"79f3905\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2006 (DIY Earthquake)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24f706b elementor-widget elementor-widget-text-editor\" data-id=\"24f706b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Budget realization jumped one hundred percent from the initial ceiling due to the major Yogyakarta earthquake which required accelerated emergency funding.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9e56eec e-con-full e-flex e-con e-child\" data-eae-slider=\"52841\" data-id=\"9e56eec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b27b43 elementor-widget elementor-widget-heading\" data-id=\"6b27b43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2018 (Lombok, Palu Earthquake)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9f857f elementor-widget elementor-widget-text-editor\" data-id=\"c9f857f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A series of catastrophic disasters triggered a surge in realization of up to fourteen trillion rupiah, which emphasized the need for strategic reform.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f85c3f0 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"64202\" data-id=\"f85c3f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-959a32d e-con-full e-flex e-con e-child\" data-eae-slider=\"34099\" data-id=\"959a32d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abae482 elementor-widget elementor-widget-heading\" data-id=\"abae482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Masalah Utama:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50a5b27 elementor-widget elementor-widget-text-editor\" data-id=\"50a5b27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ketergantungan penuh pada APBN menciptakan celah pendanaan (funding gap) saat terjadi bencana besar, yang berpotensi mengganggu stabilitas ekonomi dan memperlambat pemulihan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-415f788 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"10466\" data-id=\"415f788\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5206c8f e-con-full e-flex e-con e-child\" data-eae-slider=\"76527\" data-id=\"5206c8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fbf713 elementor-widget elementor-widget-heading\" data-id=\"8fbf713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risk Layering Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78c2874 elementor-widget elementor-widget-text-editor\" data-id=\"78c2874\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The government no longer bears all risks alone. We use a tiered approach:<br \/>retaining small risks (retention) and transferring large risks (transfer) to insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4d414b6 e-con-full e-flex e-con e-child\" data-eae-slider=\"15837\" data-id=\"4d414b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1b7f3bd e-con-full e-flex e-con e-child\" data-eae-slider=\"9399\" data-id=\"1b7f3bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-36a4e8d e-con-full e-flex e-con e-child\" data-eae-slider=\"79695\" data-id=\"36a4e8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f60d13 elementor-widget elementor-widget-heading\" data-id=\"7f60d13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risk Layering Principle<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-494c23f elementor-widget elementor-widget-text-editor\" data-id=\"494c23f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This strategy combines various financing schemes for maximum efficiency. Based on historical data, the government has limited budget to cover all economic losses from major disasters.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9a33631 e-con-full e-flex e-con e-child\" data-eae-slider=\"68523\" data-id=\"9a33631\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7a860f elementor-widget elementor-widget-heading\" data-id=\"d7a860f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Two Main Factors of Classification:<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e564ad6 e-con-full e-flex e-con e-child\" data-eae-slider=\"87303\" data-id=\"e564ad6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a8983d4 e-con-full e-flex e-con e-child\" data-eae-slider=\"7348\" data-id=\"a8983d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c98431 elementor-widget elementor-widget-heading\" data-id=\"4c98431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequency Factor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41aa1cc elementor-widget elementor-widget-text-editor\" data-id=\"41aa1cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Disaster categories Rare vs Frequent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-96ace4c e-con-full e-flex e-con e-child\" data-eae-slider=\"94439\" data-id=\"96ace4c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80d5e16 elementor-widget elementor-widget-heading\" data-id=\"80d5e16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impact Factor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d9de8 elementor-widget elementor-widget-text-editor\" data-id=\"a2d9de8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Large vs. Small economic\/physical losses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7f1998b e-con-full e-flex e-con e-child\" data-eae-slider=\"58245\" data-id=\"7f1998b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4b45e31 e-con-full e-flex e-con e-child\" data-eae-slider=\"28893\" data-id=\"4b45e31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3fed09 elementor-widget elementor-widget-heading\" data-id=\"f3fed09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retain (Government Responsibility)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc4f624 elementor-widget elementor-widget-text-editor\" data-id=\"cc4f624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Optimal for frequent disasters\/small losses (low-scale earthquakes). Source: APBN\/APBD, Pooling Fund, &amp; Contingency Loans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-38bca34 e-con-full e-flex e-con e-child\" data-eae-slider=\"89735\" data-id=\"38bca34\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63380e1 elementor-widget elementor-widget-heading\" data-id=\"63380e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transfer (Insurance)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0c8a30 elementor-widget elementor-widget-text-editor\" data-id=\"a0c8a30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mandatory for major disasters (Tsunami\/Large Earthquake) to facilitate access to funds from external sources.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a211c50 e-con-full e-flex e-con e-child\" data-eae-slider=\"12294\" data-id=\"a211c50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d64011 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"9d64011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"kemenkeu-risk-section\" class=\"kemenkeu-wrapper\">\r\n    <style>\r\n        \/* Menggunakan ID unik agar tidak merusak elemen Elementor lainnya *\/\r\n        #kemenkeu-risk-section {\r\n            --blue-darkest: #0a1229;\r\n            --grad-top-start: #172554; --grad-top-end: #0f172a;\r\n            --grad-mid-start: #1e40af; --grad-mid-end: #172554;\r\n            --grad-base-start: #2563eb; --grad-base-end: #1e3a8a;\r\n            --accent-gold: #d97706; \r\n            --text-pale: #dbeafe;\r\n            --bg-surface: #ffffff;\r\n            \r\n            font-family: 'Plus Jakarta Sans', sans-serif;\r\n            display: flex;\r\n            justify-content: center;\r\n            padding: 20px 0;\r\n            width: 100%;\r\n        }\r\n\r\n        #kemenkeu-risk-section .risk-strategy-container {\r\n            display: flex;\r\n            align-items: flex-start;\r\n            gap: 40px;\r\n            max-width: 1250px;\r\n            width: 100%;\r\n            background: var(--bg-surface);\r\n            padding: 40px;\r\n            border-radius: 20px;\r\n            box-shadow: 0 10px 10px rgba(0, 0, 0, 0.10);\r\n            box-sizing: border-box; \/* Penting agar padding tidak merusak lebar *\/\r\n        }\r\n\r\n        \/* VISUAL COLUMN *\/\r\n        #kemenkeu-risk-section .visual-column {\r\n            flex: 1.2;\r\n            display: flex;\r\n            gap: 20px;\r\n            align-items: stretch;\r\n        }\r\n\r\n        #kemenkeu-risk-section .sidebar-scales {\r\n            display: flex;\r\n            flex-direction: column;\r\n            justify-content: space-between;\r\n            padding-right: 15px;\r\n            border-right: 2px dashed #cbd5e1;\r\n            text-align: right;\r\n            min-width: 110px;\r\n        }\r\n\r\n        #kemenkeu-risk-section .scale-label-main { font-weight: 800; font-size: 0.85rem; color: var(--blue-darkest); text-transform: uppercase; display: block; }\r\n        #kemenkeu-risk-section .scale-label-sub { font-weight: 600; font-size: 0.75rem; color: #64748b; display: block; }\r\n        #kemenkeu-risk-section .scale-arrow { flex: 1; width: 2px; background: linear-gradient(to bottom, var(--grad-top-end), var(--grad-base-start)); margin: 10px 0; opacity: 0.3; align-self: center; }\r\n\r\n        \/* PYRAMID STACK *\/\r\n        #kemenkeu-risk-section .pyramid-stack {\r\n            display: flex;\r\n            flex-direction: column;\r\n            align-items: center;\r\n            gap: 15px;\r\n            flex-grow: 1;\r\n        }\r\n\r\n        #kemenkeu-risk-section .layer {\r\n            border-radius: 12px; padding: 18px 22px; color: #fff;\r\n            display: flex; flex-direction: column; gap: 10px;\r\n            transition: transform 0.3s ease;\r\n            box-sizing: border-box;\r\n        }\r\n\r\n        #kemenkeu-risk-section .layer-top { width: 70%; background: linear-gradient(135deg, var(--grad-top-start), var(--grad-top-end)); }\r\n        #kemenkeu-risk-section .layer-mid { width: 85%; background: linear-gradient(135deg, var(--grad-mid-start), var(--grad-mid-end)); }\r\n        #kemenkeu-risk-section .layer-base { width: 100%; background: linear-gradient(135deg, var(--grad-base-start), var(--grad-base-end)); }\r\n\r\n        #kemenkeu-risk-section .layer:hover { transform: translateY(-5px); }\r\n        #kemenkeu-risk-section .layer-header { display: flex; align-items: center; gap: 12px; }\r\n        #kemenkeu-risk-section .layer-title { font-size: 1.1rem; font-weight: 800; margin: 0; text-transform: uppercase; color: #fff; line-height: 1.2; }\r\n        #kemenkeu-risk-section .layer-instruments { font-size: 0.85rem; color: var(--text-pale); margin: 0; opacity: 0.9; }\r\n\r\n        #kemenkeu-risk-section .solution-label {\r\n            background: rgba(0,0,0,0.2);\r\n            padding: 6px 10px;\r\n            border-radius: 4px;\r\n            font-size: 0.8rem;\r\n            border-left: 3px solid var(--accent-gold);\r\n        }\r\n        #kemenkeu-risk-section .solution-label span { text-transform: uppercase; color: var(--accent-gold); font-weight: 800; margin-right: 5px; }\r\n\r\n        \/* NARRATIVE COLUMN *\/\r\n        #kemenkeu-risk-section .narrative-column { flex: 1; }\r\n        #kemenkeu-risk-section .section-title {\r\n            font-size: 1.8rem; font-weight: 900; color: var(--blue-darkest);\r\n            margin: 0 0 20px 0; line-height: 1.2; position: relative; padding-bottom: 15px;\r\n        }\r\n        #kemenkeu-risk-section .section-title::after { content:''; position: absolute; bottom: 0; left: 0; width: 60px; height: 4px; background: var(--accent-gold); }\r\n        #kemenkeu-risk-section .intro-text { font-size: 1rem; line-height: 1.6; color: #475569; margin-bottom: 30px; }\r\n\r\n        #kemenkeu-risk-section .narrative-block { margin-bottom: 20px; padding-left: 15px; border-left: 3px solid #e2e8f0; }\r\n        #kemenkeu-risk-section .narrative-subhead { font-size: 1rem; font-weight: 800; margin: 0 0 5px 0; text-transform: uppercase; }\r\n        #kemenkeu-risk-section .narrative-text { margin: 0; font-size: 0.9rem; line-height: 1.5; color: #334155; }\r\n\r\n        #kemenkeu-risk-section .icon-svg { width: 28px; height: 28px; stroke: white; fill: none; flex-shrink: 0; }\r\n\r\n        \/* RESPONSIVE *\/\r\n        @media (max-width: 991px) {\r\n            #kemenkeu-risk-section .risk-strategy-container { flex-direction: column; padding: 25px; }\r\n            #kemenkeu-risk-section .visual-column { width: 100%; }\r\n            #kemenkeu-risk-section .sidebar-scales { display: none; }\r\n            #kemenkeu-risk-section .layer { width: 100% !important; }\r\n        }\r\n    <\/style>\r\n\r\n    <div class=\"risk-strategy-container\">\r\n        <div class=\"visual-column\">\r\n            <div class=\"sidebar-scales\">\r\n                <div class=\"scale-group\">\r\n                    <span class=\"scale-label-main\">Big Impact<\/span>\r\n                    <span class=\"scale-label-sub\">Rare Frequency<\/span>\r\n                <\/div>\r\n                <div class=\"scale-arrow\"><\/div>\r\n                <div class=\"scale-group\">\r\n                    <span class=\"scale-label-main\">Small Impact<\/span>\r\n                    <span class=\"scale-label-sub\">Frequent Frequency<\/span>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"pyramid-stack\">\r\n                <div class=\"layer layer-top\">\r\n                    <div class=\"layer-header\">\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"icon-svg\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"><\/path><\/svg>\r\n                        <div>\r\n                            <h3 class=\"layer-title\">Risk Transfer<\/h3>\r\n                            <p class=\"layer-instruments\">BMN Insurance, Reinsurance, Capital Market<\/p>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"solution-label\"><span>Focus:<\/span> State Balance Protection<\/div>\r\n                <\/div>\r\n\r\n                <div class=\"layer layer-mid\">\r\n                    <div class=\"layer-header\">\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"icon-svg\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><path d=\"M12 2a15.3 15.3 0 0 1 4 10 15.3 15.3 0 0 1-4 10 15.3 15.3 0 0 1-4-10 15.3 15.3 0 0 1 4-10z\"><\/path><\/svg>\r\n                        <div>\r\n                            <h3 class=\"layer-title\">Risk Pooling<\/h3>\r\n                            <p class=\"layer-instruments\">Standby Loan, PFB<\/p>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"solution-label\"><span>Focus:<\/span> Liquidity Flexibility<\/div>\r\n                <\/div>\r\n\r\n                <div class=\"layer layer-base\">\r\n                    <div class=\"layer-header\">\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"icon-svg\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12V8H6a2 2 0 0 1-2-2c0-1.1.9-2 2-2h12v4\"><\/path><path d=\"M4 6v12c0 1.1.9 2 2 2h14v-4\"><\/path><path d=\"M18 12a2 2 0 0 0-2 2c0 1.1.9 2 2 2h4v-4h-4z\"><\/path><\/svg>\r\n                        <div>\r\n                            <h3 class=\"layer-title\">Risk Retention<\/h3>\r\n                            <p class=\"layer-instruments\">APBN (Reserve Fund), APBD<\/p>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"solution-label\"><span>Focus:<\/span> Operational Efficiency<\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"narrative-column\">\r\n            <h2 class=\"section-title\">Fiscal Resilience Approach<\/h2>\r\n            <p class=\"intro-text\">Strategi <i>Risk Layering<\/i> changing the paradigm of disaster management from reactive to proactive to maintain the continuity of the APBN.<\/p>\r\n\r\n            <div class=\"narrative-block\" style=\"border-left-color: var(--grad-top-start);\">\r\n                <h4 class=\"narrative-subhead\" style=\"color: var(--grad-top-start);\">1. Catastrophic Shock<\/h4>\r\n                <p class=\"narrative-text\">Transferring risk to global markets to prevent sudden debt spikes due to major disasters.<\/p>\r\n            <\/div>\r\n\r\n            <div class=\"narrative-block\" style=\"border-left-color: var(--grad-mid-start);\">\r\n                <h4 class=\"narrative-subhead\" style=\"color: var(--grad-mid-start);\">2. Intermediate Needs<\/h4>\r\n                <p class=\"narrative-text\">Providing fast access to funds through the Disaster Pooling Fund without lengthy budget bureaucracy.<\/p>\r\n            <\/div>\r\n\r\n            <div class=\"narrative-block\" style=\"border-left-color: var(--grad-base-start);\">\r\n                <h4 class=\"narrative-subhead\" style=\"color: var(--grad-base-start);\">3. Routine Risk<\/h4>\r\n                <p class=\"narrative-text\">Small-scale disasters are handled directly by the APBN\/APBD so that core development continues.<\/p>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a726d31 elementor-widget elementor-widget-html\" data-id=\"a726d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n  .el-parb-container {\r\n    --primary-blue: #0070C0;\r\n    --dark-blue: #003366;\r\n    --retention-blue: #D9E1F2;\r\n    --transfer-gold: #FFF2CC;\r\n    --pfb-navy: #002060;\r\n    \r\n    background-color: #ffffff;\r\n    padding: 30px 10px;\r\n    font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;\r\n    display: flex;\r\n    justify-content: center;\r\n  }\r\n\r\n  .el-parb-wrapper {\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: stretch;\r\n    gap: 20px;\r\n    max-width: 1250px;\r\n    width: 100%;\r\n    margin: 0 auto;\r\n  }\r\n\r\n  \/* --- Sumbu (Hidden on Mobile for space) --- *\/\r\n  .el-parb-axis-col {\r\n    display: flex;\r\n    flex-direction: column;\r\n    justify-content: space-between;\r\n    align-items: center;\r\n    font-size: 13px;\r\n    font-weight: 700;\r\n    padding: 130px 5px 60px;\r\n    color: #64748b;\r\n    text-transform: uppercase;\r\n  }\r\n  .el-parb-axis-line { flex-grow: 1; width: 0px; border-left: 2px dashed #94a3b8; margin: 10px 0; }\r\n  .el-parb-v-left { writing-mode: vertical-rl; transform: rotate(180deg); letter-spacing: 3px; }\r\n  .el-parb-v-right { writing-mode: vertical-rl; letter-spacing: 3px; }\r\n\r\n  \/* --- Kolom Utama --- *\/\r\n  .el-parb-main-col { display: flex; flex-direction: column; align-items: center; width: 310px; flex-shrink: 0; }\r\n  .el-parb-info-col { display: flex; flex-direction: column; align-items: stretch; width: 340px; gap: 20px; flex-shrink: 0; }\r\n\r\n  \/* --- Headers --- *\/\r\n  .el-parb-header {\r\n    width: 100%; border-radius: 12px; padding: 20px 10px; margin-bottom: 25px;\r\n    text-align: center; box-shadow: 0 4px 10px rgba(0,0,0,0.1);\r\n    min-height: 100px; display: flex; flex-direction: column; justify-content: center; box-sizing: border-box;\r\n  }\r\n  .el-parb-h-past { background: #525252; color: #FFF; }\r\n  .el-parb-h-present { background: var(--primary-blue); color: #FFF; }\r\n  .el-parb-header h3 { margin: 0 0 5px 0; font-size: 16px; font-weight: 800; text-transform: uppercase; color: inherit; }\r\n  .el-parb-header p { margin: 0; font-size: 13px; opacity: 0.9; color: inherit; line-height: 1.4; }\r\n\r\n  \/* --- Pill \/ Diagram --- *\/\r\n  .el-parb-pill {\r\n    width: 100%; height: 500px; border-radius: 35px; display: flex; box-sizing: border-box; \r\n    padding: 20px 15px 20px 0; border: 4px solid #ffffff; box-shadow: 0 10px 25px rgba(0,0,0,0.1);\r\n    background: linear-gradient(to bottom, #0070C0 0px, #0070C0 315px, #9DC3E6 315px, #9DC3E6 100%);\r\n    position: relative;\r\n  }\r\n  .el-parb-pill-labels { width: 45px; display: flex; flex-direction: column; font-weight: 800; font-size: 13px; font-style: italic; text-transform: uppercase; }\r\n  .el-parb-label-t { flex: 315; display: flex; align-items: center; justify-content: center; color: #FFD966; }\r\n  .el-parb-label-r { flex: 185; display: flex; align-items: center; justify-content: center; color: var(--pfb-navy); }\r\n\r\n  .el-parb-blocks-container { display: flex; flex-direction: column; flex-grow: 1; gap: 8px; width: 100%; }\r\n  .el-parb-res-txt { color: #FFF; font-weight: 800; text-align: center; font-size: 13px; text-transform: uppercase; margin-bottom: 10px; }\r\n\r\n  \/* --- Blocks --- *\/\r\n  .el-parb-block {\r\n    display: flex; align-items: center; justify-content: center; text-align: center; font-weight: 700;\r\n    border-radius: 10px; font-size: 13px; width: 100%; border: 1px solid rgba(0,0,0,0.05);\r\n    box-shadow: 0 2px 5px rgba(0,0,0,0.1); box-sizing: border-box;\r\n  }\r\n  .el-parb-bg-t { background-color: var(--transfer-gold); color: #856404; height: 38px; } \r\n  .el-parb-bg-m { background-color: #f8fafc; color: #334155; height: 38px; } \r\n  .el-parb-bg-r { background-color: #cedef7; color: var(--pfb-navy); height: 38px; } \r\n\r\n  .el-parb-pfb { \r\n    background: var(--pfb-navy); color: #FFD966; height: 100px; font-size: 14px; \r\n    font-style: italic; border: none; font-weight: 800; line-height: 1.3;\r\n  }\r\n  .el-parb-spacer-past { height: 175px; }\r\n\r\n  \/* --- Kolom 3 --- *\/\r\n  .el-parb-card-top {\r\n    background: #FFF; border-radius: 12px; padding: 25px 20px; text-align: center;\r\n    box-shadow: 0 10px 20px rgba(0,0,0,0.05); border-top: 5px solid #FFC000;\r\n  }\r\n  .el-parb-card-top h3 { color: var(--pfb-navy); font-size: 18px; font-weight: 900; margin: 0 0 10px 0; text-transform: uppercase; }\r\n  .el-parb-card-top p { color: #64748b; font-size: 14px; margin: 0; line-height: 1.5; }\r\n\r\n  .el-parb-info-card {\r\n    background: #FFF; border-radius: 12px; padding: 40px 30px; min-height: 220px;\r\n    box-shadow: 0 10px 20px rgba(0,0,0,0.05); position: relative;\r\n    display: flex; flex-direction: column; justify-content: center; box-sizing: border-box;\r\n  }\r\n  .el-parb-info-card::before { content: \"\"; position: absolute; left: 0; top: 20px; bottom: 20px; width: 5px; border-radius: 0 4px 4px 0; }\r\n  .el-parb-gold-side::before { background-color: #FFC000; }\r\n  .el-parb-blue-side::before { background-color: #8FAADC; }\r\n  .el-parb-info-card h4 { color: var(--pfb-navy); font-size: 16px; font-weight: 800; margin: 0 0 12px 0; text-transform: uppercase; }\r\n  .el-parb-info-card p { color: #64748b; font-size: 14px; line-height: 1.6; margin: 0; }\r\n\r\n  \/* --- Footers --- *\/\r\n  .el-parb-footer {\r\n    padding: 10px 15px; text-align: center; font-weight: 700; font-size: 12px; margin-top: 25px;\r\n    width: 90%; border-radius: 10px; min-height: 50px; display: flex; align-items: center; justify-content: center;\r\n  }\r\n  .el-parb-f-red { background-color: #fff1f2; color: #e11d48; border: 1px solid #fecdd3; }\r\n  .el-parb-f-green { background-color: #f0fdf4; color: #16a34a; border: 1px solid #bbf7d0; }\r\n\r\n  \/* --- RESPONSIVE MOBILE SETTINGS --- *\/\r\n  @media (max-width: 1024px) {\r\n    .el-parb-container { padding: 20px 15px; overflow-x: hidden; }\r\n    .el-parb-wrapper { flex-direction: column; align-items: center; gap: 40px; min-width: auto; }\r\n    .el-parb-axis-col { display: none; } \/* Sumbu dihilangkan di mobile agar tidak sempit *\/\r\n    .el-parb-main-col, .el-parb-info-col { width: 100%; max-width: 450px; }\r\n    .el-parb-pill { height: 550px; } \/* Memberi ruang lebih di mobile *\/\r\n  }\r\n<\/style>\r\n\r\n<div class=\"el-parb-container\">\r\n  <div class=\"el-parb-wrapper\">\r\n    \r\n    <div class=\"el-parb-axis-col\">\r\n      <span>&uarr; Low<\/span>\r\n      <div class=\"el-parb-axis-line\"><\/div>\r\n      <span class=\"el-parb-v-left\">Frequency<\/span>\r\n      <div class=\"el-parb-axis-line\"><\/div>\r\n      <span>&darr; High<\/span>\r\n    <\/div>\r\n\r\n    <div class=\"el-parb-main-col\">\r\n      <div class=\"el-parb-header el-parb-h-past\">\r\n        <h3>Before DRFI Strategy<\/h3>\r\n        <p>All disaster risks directly burden the state budget (APBN\/D)<\/p>\r\n      <\/div>\r\n      <div class=\"el-parb-pill\">\r\n        <div class=\"el-parb-pill-labels\">\r\n          <div class=\"el-parb-label-t\"><span class=\"el-parb-v-left\">Transfer<\/span><\/div>\r\n          <div class=\"el-parb-label-r\"><span class=\"el-parb-v-left\">Retention<\/span><\/div>\r\n        <\/div>\r\n        <div class=\"el-parb-blocks-container\">\r\n          <div class=\"el-parb-res-txt\">Residual Risk<\/div>\r\n          <div class=\"el-parb-spacer-past\"><\/div>\r\n          <div class=\"el-parb-block el-parb-bg-t\">Donor<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-t\">Micro Insurance<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-r\" style=\"height: 70px; font-size: 16px; letter-spacing: 2px;\">Local Budget<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-r\" style=\"height: 120px; font-size: 20px; letter-spacing: 4px;\">State Budget<\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"el-parb-footer el-parb-f-red\">Fiscal capacity is highly vulnerable to disaster shocks<\/div>\r\n    <\/div>\r\n\r\n    <div class=\"el-parb-main-col\">\r\n      <div class=\"el-parb-header el-parb-h-present\">\r\n        <h3>DRFI Strategy<\/h3>\r\n        <p>Risk is partially transferred to the global insurance market<\/p>\r\n      <\/div>\r\n      <div class=\"el-parb-pill\">\r\n        <div class=\"el-parb-pill-labels\">\r\n          <div class=\"el-parb-label-t\"><span class=\"el-parb-v-left\">Transfer<\/span><\/div>\r\n          <div class=\"el-parb-label-r\"><span class=\"el-parb-v-left\">Retention<\/span><\/div>\r\n        <\/div>\r\n        <div class=\"el-parb-blocks-container\">\r\n          <div class=\"el-parb-res-txt\">Residual Risk<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-t\">Donor<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-t\">Micro Insurance<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-m\">Parametric Insurance<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-m\">State\/Local Assets Insurance<\/div>\r\n          <div class=\"el-parb-block el-parb-pfb\">Disaster Pooling Fund<br>(PFB)<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-r\">Contingent Credit<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-r\">Local Budget<\/div>\r\n          <div class=\"el-parb-block el-parb-bg-r\">State Budget<\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"el-parb-footer el-parb-f-green\">DRFI strategy protects the community by safeguarding the State Budget<\/div>\r\n    <\/div>\r\n\r\n    <div class=\"el-parb-info-col\">\r\n      <div class=\"el-parb-card-top\">\r\n        <h3>Fiscal Resilience Approach<\/h3>\r\n        <p><b>Risk Layering<\/b> strategy ensures sustainable development<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"el-parb-info-card el-parb-gold-side\">\r\n        <h4>CATASTROPHIC SHOCKS<\/h4>\r\n        <p>Transferring risk to the insurance market to prevent sudden debt spikes caused by large-scale disasters.<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"el-parb-info-card el-parb-blue-side\">\r\n        <h4>ROUTINE RISKS<\/h4>\r\n        <p>Small-scale disasters are retained and managed directly through regular state and local budget expenditure instruments.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"el-parb-axis-col\">\r\n      <span>&uarr; High<\/span>\r\n      <div class=\"el-parb-axis-line\"><\/div>\r\n      <span class=\"el-parb-v-right\">Severity<\/span>\r\n      <div class=\"el-parb-axis-line\"><\/div>\r\n      <span>&darr; Low<\/span>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-523a314 e-con-full e-flex e-con e-child\" data-eae-slider=\"82295\" data-id=\"523a314\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-93b61f9 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"20668\" data-id=\"93b61f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4014253 e-con-full e-flex e-con e-child\" data-eae-slider=\"78001\" data-id=\"4014253\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-560f575 e-con-full e-flex e-con e-child\" data-eae-slider=\"24140\" data-id=\"560f575\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-299ba08 e-con-full e-flex e-con e-child\" data-eae-slider=\"67612\" data-id=\"299ba08\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd0f100 elementor-widget elementor-widget-heading\" data-id=\"fd0f100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequency<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f569fb3 e-con-full e-flex e-con e-child\" data-eae-slider=\"99756\" data-id=\"f569fb3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93f2513 elementor-widget elementor-widget-heading\" data-id=\"93f2513\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-29f4088 e-con-full e-flex e-con e-child\" data-eae-slider=\"70610\" data-id=\"29f4088\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25de8b1 elementor-widget elementor-widget-heading\" data-id=\"25de8b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financing Instruments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3d0cc58 e-con-full e-flex e-con e-child\" data-eae-slider=\"29516\" data-id=\"3d0cc58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bbb95a1 e-con-full e-flex e-con e-child\" data-eae-slider=\"43810\" data-id=\"bbb95a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2a4ae4 elementor-widget elementor-widget-heading\" data-id=\"a2a4ae4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seldom<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0dcd282 e-con-full e-flex e-con e-child\" data-eae-slider=\"68457\" data-id=\"0dcd282\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d30232 elementor-widget elementor-widget-heading\" data-id=\"3d30232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Big<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-369f2a0 e-con-full e-flex e-con e-child\" data-eae-slider=\"12793\" data-id=\"369f2a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da4f8cd elementor-widget elementor-widget-text-editor\" data-id=\"da4f8cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>BMN Insurance, Parametric Insurance, International Reinsurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5c74a26 e-con-full e-flex e-con e-child\" data-eae-slider=\"46281\" data-id=\"5c74a26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6654c03 e-con-full e-flex e-con e-child\" data-eae-slider=\"92610\" data-id=\"6654c03\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5426d4d elementor-widget elementor-widget-heading\" data-id=\"5426d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Currently<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c114e7e e-con-full e-flex e-con e-child\" data-eae-slider=\"19278\" data-id=\"c114e7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81efc02 elementor-widget elementor-widget-heading\" data-id=\"81efc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Currently<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-140608a e-con-full e-flex e-con e-child\" data-eae-slider=\"26511\" data-id=\"140608a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5737698 elementor-widget elementor-widget-text-editor\" data-id=\"5737698\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-sm text-gray-700 mt-1\">Joint Fund (PFB) and Contingent Loans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1b8538d e-con-full e-flex e-con e-child\" data-eae-slider=\"25535\" data-id=\"1b8538d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-82cbe93 e-con-full e-flex e-con e-child\" data-eae-slider=\"88727\" data-id=\"82cbe93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6233a7 elementor-widget elementor-widget-heading\" data-id=\"a6233a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Often<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-32e3302 e-con-full e-flex e-con e-child\" data-eae-slider=\"37247\" data-id=\"32e3302\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52767f8 elementor-widget elementor-widget-heading\" data-id=\"52767f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Small<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cd9b415 e-con-full e-flex e-con e-child\" data-eae-slider=\"49828\" data-id=\"cd9b415\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddee1c8 elementor-widget elementor-widget-text-editor\" data-id=\"ddee1c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-sm text-gray-700 mt-1\">APBN (Reserve Fund) and Regional APBD.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7a0ce25 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"50520\" data-id=\"7a0ce25\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4df210b e-con-full e-flex e-con e-child\" data-eae-slider=\"38228\" data-id=\"4df210b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6080432 e-con-full e-flex e-con e-child\" data-eae-slider=\"10004\" data-id=\"6080432\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f385b23 elementor-widget elementor-widget-heading\" data-id=\"f385b23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fiscal Gap Facing Disaster Risk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-19b10b1 e-con-full e-flex e-con e-child\" data-eae-slider=\"95183\" data-id=\"19b10b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16ff59a elementor-widget elementor-widget-text-editor\" data-id=\"16ff59a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Major disasters exceed reserve funds so<br \/>requires a comprehensive risk funding strategy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-42a2511 e-con-full e-flex e-con e-child\" data-eae-slider=\"27532\" data-id=\"42a2511\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1988eb2 e-con-full e-flex e-con e-child\" data-eae-slider=\"17315\" data-id=\"1988eb2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-457b145 e-con-full e-flex e-con e-child\" data-eae-slider=\"46474\" data-id=\"457b145\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cad0a99 e-con-full e-flex e-con e-child\" data-eae-slider=\"61565\" data-id=\"cad0a99\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34e93ea elementor-widget elementor-widget-heading\" data-id=\"34e93ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fiscal Evaluation of the 2006 DIY Earthquake<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569a0fb elementor-widget elementor-widget-text-editor\" data-id=\"569a0fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Realisasi anggaran melonjak seratus persen dari plafon awal akibat gempa besar Yogyakarta yang menuntut percepatan pendanaan darurat serta pemulihan infrastruktur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6c9a767 e-con-full e-flex e-con e-child\" data-eae-slider=\"92933\" data-id=\"6c9a767\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1073ade elementor-widget elementor-widget-heading\" data-id=\"1073ade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2009 Padang Earthquake Budget Pressure<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88de51b elementor-widget elementor-widget-text-editor\" data-id=\"88de51b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The massive absorption of reserve fund allocations to support the recovery of the West Sumatra region demonstrates the urgency of quickly providing fiscal liquidity.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fadb94f e-con-full e-flex e-con e-child\" data-eae-slider=\"51616\" data-id=\"fadb94f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b91683 elementor-widget elementor-widget-heading\" data-id=\"4b91683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escalation of Reconstruction Needs 2018-2019<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69cb68a elementor-widget elementor-widget-text-editor\" data-id=\"69cb68a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"2\">A series of catastrophic disasters triggered a surge in realization of up to fourteen trillion rupiah, which emphasized the need for reform of the national disaster risk funding strategy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-03f842a elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"40061\" data-id=\"03f842a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e5da745 e-con-full e-flex e-con e-child\" data-eae-slider=\"96036\" data-id=\"e5da745\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9cc0a69 e-con-full e-flex e-con e-child\" data-eae-slider=\"27999\" data-id=\"9cc0a69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b8c0fe elementor-widget elementor-widget-heading\" data-id=\"8b8c0fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PARB Challenges and Strategies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bdba879 e-con-full e-flex e-con e-child\" data-eae-slider=\"27495\" data-id=\"bdba879\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0d29db elementor-widget elementor-widget-text-editor\" data-id=\"d0d29db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Complete reliance on the state budget creates a funding gap during major disasters,<br \/>which has the potential to disrupt economic stability and slow recovery.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fbc311e e-con-full e-flex e-con e-child\" data-eae-slider=\"4222\" data-id=\"fbc311e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-61b5cfa e-con-full e-flex e-con e-child\" data-eae-slider=\"35235\" data-id=\"61b5cfa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bb754e5 e-con-full e-flex e-con e-child\" data-eae-slider=\"13077\" data-id=\"bb754e5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9b9b698 e-con-full e-flex e-con e-child\" data-eae-slider=\"58579\" data-id=\"9b9b698\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8fa2c3 elementor-widget elementor-widget-heading\" data-id=\"f8fa2c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Before PARB Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6184e41 elementor-widget elementor-widget-text-editor\" data-id=\"6184e41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All risks are borne by the APBN\/D<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8b3f780 e-con-full e-flex e-con e-child\" data-eae-slider=\"5609\" data-id=\"8b3f780\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-52315d1 e-con-full e-flex e-con e-child\" data-eae-slider=\"47425\" data-id=\"52315d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9e47a6 elementor-widget elementor-widget-heading\" data-id=\"b9e47a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Donor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e00ea8e e-con-full e-flex e-con e-child\" data-eae-slider=\"96414\" data-id=\"e00ea8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f992b45 elementor-widget elementor-widget-heading\" data-id=\"f992b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Micro Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8723431 e-con-full e-flex e-con e-child\" data-eae-slider=\"54484\" data-id=\"8723431\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab313f elementor-widget elementor-widget-heading\" data-id=\"8ab313f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A P B D\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a605c8c e-con-full e-flex e-con e-child\" data-eae-slider=\"9084\" data-id=\"a605c8c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff92159 elementor-widget elementor-widget-heading\" data-id=\"ff92159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A P B N\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e9b436d e-con-full e-flex e-con e-child\" data-eae-slider=\"61469\" data-id=\"e9b436d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54a5a7c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"54a5a7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"huge huge-square-arrow-right-01-round\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7d1b3a1 e-con-full e-flex e-con e-child\" data-eae-slider=\"33581\" data-id=\"7d1b3a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cb97333 e-con-full e-flex e-con e-child\" data-eae-slider=\"18590\" data-id=\"cb97333\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-849a31a elementor-widget elementor-widget-heading\" data-id=\"849a31a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PARB Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a1c83 elementor-widget elementor-widget-text-editor\" data-id=\"b7a1c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Some of the risk is transferred to the insurance market<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2644a9d e-con-full e-flex e-con e-child\" data-eae-slider=\"17769\" data-id=\"2644a9d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fd4296d e-con-full e-flex e-con e-child\" data-eae-slider=\"81918\" data-id=\"fd4296d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b2aa3 elementor-widget elementor-widget-heading\" data-id=\"d5b2aa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Donor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0175206 e-con-full e-flex e-con e-child\" data-eae-slider=\"79521\" data-id=\"0175206\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-523173a elementor-widget elementor-widget-heading\" data-id=\"523173a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Micro Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-134be08 e-con-full e-flex e-con e-child\" data-eae-slider=\"46802\" data-id=\"134be08\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c99c4b elementor-widget elementor-widget-heading\" data-id=\"1c99c4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parametric Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e7de3dc e-con-full e-flex e-con e-child\" data-eae-slider=\"42773\" data-id=\"e7de3dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cf21e3 elementor-widget elementor-widget-heading\" data-id=\"6cf21e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance (BMN\/D)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1abd02e e-con-full e-flex e-con e-child\" data-eae-slider=\"1009\" data-id=\"1abd02e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac88ce0 elementor-widget elementor-widget-heading\" data-id=\"ac88ce0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pooling Fund Bencana (PFB)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6c4c668 e-con-full e-flex e-con e-child\" data-eae-slider=\"84825\" data-id=\"6c4c668\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-574c490 elementor-widget elementor-widget-heading\" data-id=\"574c490\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Standby Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d106774 e-con-full e-flex e-con e-child\" data-eae-slider=\"8470\" data-id=\"d106774\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08f8d32 elementor-widget elementor-widget-heading\" data-id=\"08f8d32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A P B D<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fc281c9 e-con-full e-flex e-con e-child\" data-eae-slider=\"94173\" data-id=\"fc281c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f165780 elementor-widget elementor-widget-heading\" data-id=\"f165780\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A P B N\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-760cff0 e-con-full e-flex e-con e-child\" data-eae-slider=\"41750\" data-id=\"760cff0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b1c5e2 elementor-widget elementor-widget-text-editor\" data-id=\"5b1c5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Click on the shield layer to see how the PARB instrument drastically reduces the residual risk burden of the APBN.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c52995b e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"84556\" data-id=\"c52995b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0321500 e-con-full e-flex e-con e-child\" data-eae-slider=\"73650\" data-id=\"0321500\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32e57fe elementor-widget elementor-widget-heading\" data-id=\"32e57fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparison of Main Instruments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c19111c elementor-widget elementor-widget-n-accordion\" data-id=\"c19111c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2020\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2020\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Pooling Fund Bencana <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-6b50126 e-con-full e-flex e-con e-child\" data-eae-slider=\"38558\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"6b50126\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-10932f5 e-con-full e-flex e-con e-child\" data-eae-slider=\"59584\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"10932f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1cd4b81 e-con-full e-flex e-con e-child\" data-eae-slider=\"12675\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"1cd4b81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-308bbf4 e-con-full e-flex e-con e-child\" data-eae-slider=\"38890\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"308bbf4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4690c09 elementor-widget elementor-widget-heading\" data-id=\"4690c09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding Indonesia's Disaster Risk Financing Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b392a54 elementor-widget elementor-widget-text-editor\" data-id=\"b392a54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Disaster Pooling Fund (PFB) is the primary instrument of the PARB Strategy. The PFB is a scheme for collecting, accumulating, and disbursing funds specifically for disasters by a fund management institution. The PFB&#8217;s establishment aims to protect the state budget from disaster-related pressures through proactive efforts during non-disaster periods, through investments in accumulated funds and risk transfer through insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-830dc2e elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"830dc2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zM140 300h116v70.9c0 10.7 13 16.1 20.5 8.5l114.3-114.9c4.7-4.7 4.7-12.2 0-16.9l-114.3-115c-7.6-7.6-20.5-2.2-20.5 8.5V212H140c-6.6 0-12 5.4-12 12v64c0 6.6 5.4 12 12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c0f0a41 e-con-full e-flex e-con e-child\" data-eae-slider=\"32160\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"c0f0a41\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-648921b e-con-full e-flex e-con e-child\" data-eae-slider=\"44936\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" data-id=\"648921b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cdfbff elementor-widget elementor-widget-heading\" data-id=\"9cdfbff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PFB BUSINESS MODEL, Resilient APBN and sufficient Buffer available<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-483ccbe elementor-widget elementor-widget-text-editor\" data-id=\"483ccbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\">To accelerate the protection of BMN\/BMD and strengthen fiscal resilience against disasters<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28068d0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"28068d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Collection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Investment<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disbursement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2021\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2021\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> BMN Insurance <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-88f989d e-con-full e-flex e-con e-child\" data-eae-slider=\"86727\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"88f989d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-02f84ce e-con-full e-flex e-con e-child\" data-eae-slider=\"94289\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"02f84ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8230118 e-con-full e-flex e-con e-child\" data-eae-slider=\"3952\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"8230118\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f5c0c31 e-con-full e-flex e-con e-child\" data-eae-slider=\"193\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"f5c0c31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d27dc33 elementor-widget elementor-widget-heading\" data-id=\"d27dc33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BMN Insurance (Indemnity)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f543a85 elementor-widget elementor-widget-text-editor\" data-id=\"f543a85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The first risk transfer instrument launched since the 2019 pilot at the Ministry of Finance. Focusing on Compensation Insurance, where claims are paid according to the actual value of damage through a Loss Adjuster assessment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c3242cc e-con-full e-flex e-con e-child\" data-eae-slider=\"57130\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"c3242cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07e1647 elementor-widget elementor-widget-heading\" data-id=\"07e1647\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Public Asset Coverage (Valuable):<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f60e0ad e-con-full e-flex e-con e-child\" data-eae-slider=\"85715\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"f60e0ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7fd3ab4 e-con-full e-flex e-con e-child\" data-eae-slider=\"18229\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"7fd3ab4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-542db46 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"542db46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Office Building<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7139b0e e-con-full e-flex e-con e-child\" data-eae-slider=\"63889\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"7139b0e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2c76f6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c2c76f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hospital<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4990201 e-con-full e-flex e-con e-child\" data-eae-slider=\"25628\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"4990201\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2151d72 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2151d72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">School<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9942178 e-con-full e-flex e-con e-child\" data-eae-slider=\"49666\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"9942178\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-aff0ef7 e-con-full e-flex e-con e-child\" data-eae-slider=\"29053\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"aff0ef7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b376ff0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b376ff0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Roads &amp; Bridges<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9458db2 e-con-full e-flex e-con e-child\" data-eae-slider=\"42517\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"9458db2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f046fa2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f046fa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Market<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8c7e545 e-con-full e-flex e-con e-child\" data-eae-slider=\"28854\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"8c7e545\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c62323f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c62323f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Energy Sources<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-56caeec e-con-full e-flex e-con e-child\" data-eae-slider=\"42698\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"56caeec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3d080b2 e-con-full e-flex e-con e-child\" data-eae-slider=\"96695\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"3d080b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbde3cd elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fbde3cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Irrigation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b491f60 e-con-full e-flex e-con e-child\" data-eae-slider=\"1048\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"b491f60\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ccea74 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9ccea74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Drinking water<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-469bb2c e-con-full e-flex e-con e-child\" data-eae-slider=\"8776\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"469bb2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-294eef0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"294eef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Harbor<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1416e0b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1416e0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-square-arrow-right-01-round\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Legal Basis: PMK 28\/2025 and PMK 43\/2025<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9820f35 e-con-full e-flex e-con e-child\" data-eae-slider=\"52579\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"9820f35\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5cab11a e-con-full e-flex e-con e-child\" data-eae-slider=\"58317\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"5cab11a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb0cab elementor-widget elementor-widget-heading\" data-id=\"1fb0cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Total Insured State Assets (2025)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85f9b17 elementor-widget elementor-widget-heading\" data-id=\"85f9b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 91T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d1a8e75 e-con-full e-flex e-con e-child\" data-eae-slider=\"56368\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"d1a8e75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f01ad1f e-con-full e-flex e-con e-child\" data-eae-slider=\"85860\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"f01ad1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74a1a3d elementor-widget elementor-widget-heading\" data-id=\"74a1a3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ministry\/Agency Budget (APBN)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-127c371 elementor-widget elementor-widget-heading\" data-id=\"127c371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 61 T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4685307 e-con-full e-flex e-con e-child\" data-eae-slider=\"28925\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"4685307\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5ce27 elementor-widget elementor-widget-heading\" data-id=\"dd5ce27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PFB Development<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8a536 elementor-widget elementor-widget-heading\" data-id=\"7d8a536\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 30 T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5b502c8 e-con-full e-flex e-con e-child\" data-eae-slider=\"3426\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2021\" data-id=\"5b502c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0656c84 elementor-widget elementor-widget-heading\" data-id=\"0656c84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Piloting PFB 2025 (Strategic Assets):<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c8093 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"13c8093\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of State Secretariat:<\/B> State Palace<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of Health:<\/B> Hospital<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of Religion:<\/B> Schools\/Madrassas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2022\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2022\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Parametric Insurance <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9edc5e7 e-con-full e-flex e-con e-child\" data-eae-slider=\"90192\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"9edc5e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bb69cd8 e-con-full e-flex e-con e-child\" data-eae-slider=\"6468\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"bb69cd8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4989bfc e-con-full e-flex e-con e-child\" data-eae-slider=\"80319\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"4989bfc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-51c1b92 e-con-full e-flex e-con e-child\" data-eae-slider=\"47507\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"51c1b92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db40896 elementor-widget elementor-widget-heading\" data-id=\"db40896\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parametric Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-accdb42 elementor-widget elementor-widget-text-editor\" data-id=\"accdb42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Designed for the rapid reconstruction of vital infrastructure (bridges, hospitals, schools) during emergency response. Claim payments occur immediately after triggering parameters are met.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f277163 e-con-full e-flex e-con e-child\" data-eae-slider=\"84911\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"f277163\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3eb64fc e-con-full e-flex e-con e-child\" data-eae-slider=\"31580\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"3eb64fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a251fda elementor-widget elementor-widget-text-editor\" data-id=\"a251fda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\"><strong>Trigger Mechanism:<\/strong> <em>&#8220;Claims are paid out within days if the parameters (Example: Earthquake MMI Scale) are met. <span style=\"text-decoration: underline;\"><span class=\"underline\">However, there is no claim if the parameters are not met even if there is physical damage.<\/span>&#8220;<\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-23a0f27 e-con-full e-flex e-con e-child\" data-eae-slider=\"76767\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"23a0f27\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f41b93 elementor-widget elementor-widget-text-editor\" data-id=\"1f41b93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\"><em>Status: Regulations are being drafted\u00a0<span class=\"text-black\">&#8220;Other Risk Transfer Mechanisms&#8221;<\/span>\u00a0to differentiate it from conventional schemes.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d947f5c e-con-full e-flex e-con e-child\" data-eae-slider=\"38515\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"d947f5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-af5d6be e-con-full e-flex e-con e-child\" data-eae-slider=\"50719\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"af5d6be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc500bb elementor-widget elementor-widget-heading\" data-id=\"bc500bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stage I: Earthquake Risk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05f7db2 elementor-widget elementor-widget-text-editor\" data-id=\"05f7db2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\">Chosen because the earthquake parameters are the clearest and most accurately measured by independent international\/national institutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04e8f49 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"04e8f49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Simpler Contracts &amp; Claims Mechanisms<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Emergency Liquidity Speed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hospital, Road, &amp; Service Office Protection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-86377d0 e-con-full e-flex e-con e-child\" data-eae-slider=\"67528\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2022\" data-id=\"86377d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-046d130 elementor-widget elementor-widget-heading\" data-id=\"046d130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Data Verification:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0334c30 elementor-widget elementor-widget-text-editor\" data-id=\"0334c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Data accuracy from National \/ International Independent Institutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2023\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2023\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> APBN and APBD <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-01-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-square-arrow-down-01-round\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-546d9ce e-con-full e-flex e-con e-child\" data-eae-slider=\"34310\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2023\" data-id=\"546d9ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8fa45ef e-con-full e-flex e-con e-child\" data-eae-slider=\"9999\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2023\" data-id=\"8fa45ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-76d1976 e-con-full e-flex e-con e-child\" data-eae-slider=\"28693\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2023\" data-id=\"76d1976\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3e96993 e-con-full e-flex e-con e-child\" data-eae-slider=\"84716\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2023\" data-id=\"3e96993\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e75dddc elementor-widget elementor-widget-heading\" data-id=\"e75dddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ABPN and APBD<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edf1969 elementor-widget elementor-widget-text-editor\" data-id=\"edf1969\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Disaster risks for high-frequency events with relatively low impacts are mitigated through budget allocations in the national and regional budgets. These budget allocations are realized in the form of disaster management programs by each agency\/regional government.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bc564a0 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"27680\" data-id=\"bc564a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-06fc781 e-con-full e-flex e-con e-child\" data-eae-slider=\"25006\" data-id=\"06fc781\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1be9af elementor-widget elementor-widget-heading\" data-id=\"d1be9af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparison of Main Instruments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a04f05 elementor-widget elementor-widget-text-editor\" data-id=\"7a04f05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tPARB does not work alone. Policy implementation is strengthened through synergy <br>with specialist institutions to ensure environmental sustainability and disaster resilience.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7052660 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"89499\" data-id=\"7052660\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83c5b2e e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"83c5b2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"138173230\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1381732301\" data-tab-title-id=\"e-n-tab-title-1381732301\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1381732301\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tIndemnity\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1381732302\" data-tab-title-id=\"e-n-tab-title-1381732302\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1381732302\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tQuick Response\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div class=\"has_eae_slider e-active elementor-element elementor-element-7cd6f32 e-con-full e-flex e-con e-child\" data-eae-slider=\"76045\" id=\"e-n-tab-content-1381732301\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1381732301\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" data-id=\"7cd6f32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-448e509 e-con-full e-flex e-con e-child\" data-eae-slider=\"15350\" data-id=\"448e509\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bc4bb32 e-con-full e-flex e-con e-child\" data-eae-slider=\"35160\" data-id=\"bc4bb32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b701c68 elementor-widget elementor-widget-heading\" data-id=\"b701c68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">State Property Insurance (Indemnity)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc0aed elementor-widget elementor-widget-text-editor\" data-id=\"0dc0aed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A physical asset protection scheme for state-owned property. Operates on the <b data-path-to-node=\"3\" data-index-in-node=\"77\">indemnity principle<\/b>, providing compensation based on the actual valuation of damage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-5dc0a63 e-con-full e-flex e-con e-child\" data-eae-slider=\"25491\" data-id=\"5dc0a63\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b992032 elementor-widget elementor-widget-heading\" data-id=\"b992032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Target Assets:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-556c338 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"556c338\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Government Office Buildings (e.g., Ministry Offices, Presidential Palace)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Healthcare Facilities (Public Hospitals)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Educational Facilities (Schools &amp; Madrasahs)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bridges and Vital Infrastructure (Roads, Ports, Irrigation, &amp; Energy)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0298ad7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"0298ad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-square-arrow-right-01-round\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PMK 43\/2025 on State Asset Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a84e8c0 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a84e8c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-square-arrow-right-01-round\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PMK 28\/2025 on Disaster Pooling Fund.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e7c4d87 e-con-full e-flex e-con e-child\" data-eae-slider=\"40307\" data-id=\"e7c4d87\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b8f94ce e-con-full e-flex e-con e-child\" data-eae-slider=\"58123\" data-id=\"b8f94ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19c2875 elementor-widget elementor-widget-heading\" data-id=\"19c2875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Statistics 2025<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbc096 elementor-widget elementor-widget-heading\" data-id=\"1bbc096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 91 trillion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9c1fd elementor-widget elementor-widget-text-editor\" data-id=\"0d9c1fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Total Value of Insured Assets<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c7ef2a1 e-con-full e-flex e-con e-child\" data-eae-slider=\"12412\" data-id=\"c7ef2a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-453e04c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"453e04c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">IDR 61 Trillion: Funded via Ministry\/Agency Budgets (APBN).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">IDR 30 Trillion: New scheme via Disaster Pooling Fund (PFB).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e7a1bc1 e-con-full e-flex e-con e-child\" data-eae-slider=\"37785\" data-id=\"e7a1bc1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cbb89c elementor-widget elementor-widget-text-editor\" data-id=\"8cbb89c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Includes: MoF (Kemenkeu), State Secretariat (Kemensetneg), Health (Kemenkes), and Religious Affairs (Kemenag).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider  elementor-element elementor-element-64b00c7 e-con-full e-flex e-con e-child\" data-eae-slider=\"44034\" id=\"e-n-tab-content-1381732302\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1381732302\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" data-id=\"64b00c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-831a311 e-con-full e-flex e-con e-child\" data-eae-slider=\"55192\" data-id=\"831a311\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b28522e e-con-full e-flex e-con e-child\" data-eae-slider=\"76212\" data-id=\"b28522e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5320954 elementor-widget elementor-widget-heading\" data-id=\"5320954\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parametric Insurance (Quick Response)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f373f8a elementor-widget elementor-widget-text-editor\" data-id=\"f373f8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Parameter-based (index) protection scheme. Claims are automatically paid out when disaster parameters are reached (e.g., a 7.0 SR earthquake), without waiting for a damage survey.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-460ee55 e-con-full e-flex e-con e-child\" data-eae-slider=\"40090\" data-id=\"460ee55\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-725284b e-con-full e-flex e-con e-child\" data-eae-slider=\"56294\" data-id=\"725284b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21b7aa4 elementor-widget elementor-widget-text-editor\" data-id=\"21b7aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Key Advantage: Speed. Funds are disbursed within days for emergency response.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-498d015 e-con-full e-flex e-con e-child\" data-eae-slider=\"31067\" data-id=\"498d015\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b00413d elementor-widget elementor-widget-heading\" data-id=\"b00413d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trigger Parameters:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b99fd7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2b99fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Earthquake Intensity: Based on agreed Magnitude or MMI (Modified Mercalli Intensity) scales.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Extreme Rainfall: Based on rainfall indices exceeding specific thresholds.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Data Integrity: Monitored by independent national and international agencies for high accuracy.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b9fa308 e-con-full e-flex e-con e-child\" data-eae-slider=\"69373\" data-id=\"b9fa308\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-69972e3 e-con-full e-flex e-con e-child\" data-eae-slider=\"48351\" data-id=\"69972e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-201810c elementor-widget elementor-widget-heading\" data-id=\"201810c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Time Comparison<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93dbdfb elementor-widget elementor-widget-progress\" data-id=\"93dbdfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-93dbdfb\">\n\t\t\t\tRegular Insurance\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-93dbdfb\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"80\" aria-valuetext=\"80% (3-6 Months)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"80\">\n\t\t\t\t<span class=\"elementor-progress-text\">3-6 Months<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">80%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87b3022 elementor-widget elementor-widget-progress\" data-id=\"87b3022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-87b3022\">\n\t\t\t\tParametric\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-87b3022\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"50\" aria-valuetext=\"50% (~14 Days)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"50\">\n\t\t\t\t<span class=\"elementor-progress-text\">~14 Days<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">50%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f471560 e-con-full e-flex e-con e-child\" data-eae-slider=\"30653\" data-id=\"f471560\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6bef5ff e-con-full e-flex e-con e-child\" data-eae-slider=\"46152\" data-id=\"6bef5ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7f446de e-con-full e-flex e-con e-child\" data-eae-slider=\"11854\" data-id=\"7f446de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0e17c5 elementor-widget elementor-widget-heading\" data-id=\"e0e17c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding Indonesia's Disaster Risk Financing Strategy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6322af elementor-widget elementor-widget-text-editor\" data-id=\"e6322af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Disaster Pooling Fund (PFB) is the primary instrument of the PARB Strategy. The PFB is a scheme for collecting, accumulating, and disbursing funds specifically for disasters by a fund management institution. The PFB&#8217;s establishment aims to protect the state budget from disaster-related pressures through proactive efforts during non-disaster periods, through investments in accumulated funds and risk transfer through insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d605179 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d605179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zM140 300h116v70.9c0 10.7 13 16.1 20.5 8.5l114.3-114.9c4.7-4.7 4.7-12.2 0-16.9l-114.3-115c-7.6-7.6-20.5-2.2-20.5 8.5V212H140c-6.6 0-12 5.4-12 12v64c0 6.6 5.4 12 12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7b3778c e-con-full e-flex e-con e-child\" data-eae-slider=\"81420\" data-id=\"7b3778c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8edcb01 e-con-full e-flex e-con e-child\" data-eae-slider=\"99635\" data-id=\"8edcb01\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-421b656 elementor-widget elementor-widget-heading\" data-id=\"421b656\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PFB BUSINESS MODEL, Resilient APBN and sufficient Buffer available<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-410a6cd elementor-widget elementor-widget-text-editor\" data-id=\"410a6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\">To accelerate the protection of BMN\/BMD and strengthen fiscal resilience against disasters<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693bd52 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"693bd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">COLLECTING<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">GROWING<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">DISTRIBUTING<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-ae61ad1 e-con-full e-flex e-con e-child\" data-eae-slider=\"16083\" data-id=\"ae61ad1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1514059 e-con-full e-flex e-con e-child\" data-eae-slider=\"8923\" data-id=\"1514059\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7cdef3a e-con-full e-flex e-con e-child\" data-eae-slider=\"65460\" data-id=\"7cdef3a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c4c6df elementor-widget elementor-widget-heading\" data-id=\"6c4c6df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BMN Insurance (Indemnity)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85e1253 elementor-widget elementor-widget-text-editor\" data-id=\"85e1253\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The first risk transfer instrument launched since the 2019 pilot at the Ministry of Finance. Focusing on Compensation Insurance, where claims are paid according to the actual value of damage through a Loss Adjuster assessment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-121a621 e-con-full e-flex e-con e-child\" data-eae-slider=\"86016\" data-id=\"121a621\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6516424 elementor-widget elementor-widget-heading\" data-id=\"6516424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Public Asset Coverage (Valuable):<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a607b89 e-con-full e-flex e-con e-child\" data-eae-slider=\"19656\" data-id=\"a607b89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2805b0d e-con-full e-flex e-con e-child\" data-eae-slider=\"20849\" data-id=\"2805b0d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04eceb1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"04eceb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Office Building<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e6d01c1 e-con-full e-flex e-con e-child\" data-eae-slider=\"73400\" data-id=\"e6d01c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-518a69d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"518a69d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hospital<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e9cd64f e-con-full e-flex e-con e-child\" data-eae-slider=\"81364\" data-id=\"e9cd64f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70c967a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"70c967a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">School<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-37c40cd e-con-full e-flex e-con e-child\" data-eae-slider=\"95463\" data-id=\"37c40cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-f1764dd e-con-full e-flex e-con e-child\" data-eae-slider=\"68763\" data-id=\"f1764dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e51e266 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e51e266\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Roads &amp; Bridges<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cbd1f3d e-con-full e-flex e-con e-child\" data-eae-slider=\"9953\" data-id=\"cbd1f3d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-327c0e9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"327c0e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Market<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1f24cd9 e-con-full e-flex e-con e-child\" data-eae-slider=\"65027\" data-id=\"1f24cd9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b97a49 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1b97a49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Energy Sources<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-93db3b4 e-con-full e-flex e-con e-child\" data-eae-slider=\"31419\" data-id=\"93db3b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1ab8af4 e-con-full e-flex e-con e-child\" data-eae-slider=\"57444\" data-id=\"1ab8af4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21fa533 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"21fa533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Irrigation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1429f81 e-con-full e-flex e-con e-child\" data-eae-slider=\"28511\" data-id=\"1429f81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e95de64 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e95de64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Drinking water<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dc932c3 e-con-full e-flex e-con e-child\" data-eae-slider=\"7331\" data-id=\"dc932c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5006f8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b5006f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Harbor<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e45ad3f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"e45ad3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"huge huge-square-arrow-right-01-round\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Legal Basis: PMK 28\/2025 and PMK 43\/2025<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-475ccdc e-con-full e-flex e-con e-child\" data-eae-slider=\"46195\" data-id=\"475ccdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-a6716c7 e-con-full e-flex e-con e-child\" data-eae-slider=\"59675\" data-id=\"a6716c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5acc483 elementor-widget elementor-widget-heading\" data-id=\"5acc483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Total Insured State Assets (2025)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54d5a93 elementor-widget elementor-widget-heading\" data-id=\"54d5a93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 91T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b1f5495 e-con-full e-flex e-con e-child\" data-eae-slider=\"34349\" data-id=\"b1f5495\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c5882e2 e-con-full e-flex e-con e-child\" data-eae-slider=\"55105\" data-id=\"c5882e2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5266ab elementor-widget elementor-widget-heading\" data-id=\"b5266ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ministry\/Agency Budget (APBN)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e46519f elementor-widget elementor-widget-heading\" data-id=\"e46519f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 61 T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d0e6e94 e-con-full e-flex e-con e-child\" data-eae-slider=\"62882\" data-id=\"d0e6e94\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d70b2e elementor-widget elementor-widget-heading\" data-id=\"5d70b2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PFB Development<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9e37b elementor-widget elementor-widget-heading\" data-id=\"6f9e37b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rp 30 T<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-b3f6573 e-con-full e-flex e-con e-child\" data-eae-slider=\"87012\" data-id=\"b3f6573\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-857e278 elementor-widget elementor-widget-heading\" data-id=\"857e278\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Piloting PFB 2025 (Strategic Assets):<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3602155 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3602155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of State Secretariat:<\/B> State Palace<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of Health:<\/B> Hospital<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><B>Ministry of Religion:<\/B> Schools\/Madrassas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e50d3df e-con-full e-flex e-con e-child\" data-eae-slider=\"74199\" data-id=\"e50d3df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c67ae67 e-con-full e-flex e-con e-child\" data-eae-slider=\"38453\" data-id=\"c67ae67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4026bc3 e-con-full e-flex e-con e-child\" data-eae-slider=\"50825\" data-id=\"4026bc3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e719c62 elementor-widget elementor-widget-heading\" data-id=\"e719c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parametric Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-883835b elementor-widget elementor-widget-text-editor\" data-id=\"883835b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Designed for the rapid reconstruction of vital infrastructure (bridges, hospitals, schools) during emergency response. Claim payments occur immediately after triggering parameters are met.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0948e75 e-con-full e-flex e-con e-child\" data-eae-slider=\"2399\" data-id=\"0948e75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3466e07 e-con-full e-flex e-con e-child\" data-eae-slider=\"65090\" data-id=\"3466e07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aab4970 elementor-widget elementor-widget-text-editor\" data-id=\"aab4970\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\"><strong>Trigger Mechanism:<\/strong> <em>&#8220;Claims are paid out within days if the parameters (Example: Earthquake MMI Scale) are met. <span style=\"text-decoration: underline;\"><span class=\"underline\">However, there is no claim if the parameters are not met even if there is physical damage.<\/span>&#8220;<\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8237541 e-con-full e-flex e-con e-child\" data-eae-slider=\"22015\" data-id=\"8237541\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46dde31 elementor-widget elementor-widget-text-editor\" data-id=\"46dde31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\"><em>Status: Regulations are being drafted\u00a0<span class=\"text-black\">&#8220;Other Risk Transfer Mechanisms&#8221;<\/span>\u00a0to differentiate it from conventional schemes.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dd61dbf e-con-full e-flex e-con e-child\" data-eae-slider=\"43776\" data-id=\"dd61dbf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-93bb53f e-con-full e-flex e-con e-child\" data-eae-slider=\"2426\" data-id=\"93bb53f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7508b68 elementor-widget elementor-widget-heading\" data-id=\"7508b68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stage I: Earthquake Risk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b518705 elementor-widget elementor-widget-text-editor\" data-id=\"b518705\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-xs font-black uppercase text-slate-400 tracking-widest mb-2\">Chosen because the earthquake parameters are the clearest and most accurately measured by independent international\/national institutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45c1cdc elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"45c1cdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Simpler Contracts &amp; Claims Mechanisms<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Emergency Liquidity Speed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 480H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48zm-204.686-98.059l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.248-16.379-6.249-22.628 0L184 302.745l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.25 16.379 6.25 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hospital, Road, &amp; Service Office Protection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-c6c2466 e-con-full e-flex e-con e-child\" data-eae-slider=\"29572\" data-id=\"c6c2466\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8678320 elementor-widget elementor-widget-heading\" data-id=\"8678320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Data Verification:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e30e59 elementor-widget elementor-widget-text-editor\" data-id=\"0e30e59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Data accuracy from National \/ International Independent Institutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pembiayaan dan Asuransi Risiko Bencana (PARB) Protecting the State Budget, Accelerating Recovery Badan Nasional Penanggulangan Bencana RI Understanding Indonesia&#8217;s Disaster Risk Financing Strategy The Disaster Risk Financing and Insurance (DRFI) Strategy is a combination of financial instruments to obtain an adequate, timely, effective, sustainable, and transparent disaster risk funding scheme. Brief History: This strategy was [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1206","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages\/1206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/comments?post=1206"}],"version-history":[{"count":0,"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/pages\/1206\/revisions"}],"wp:attachment":[{"href":"https:\/\/fiskal.kemenkeu.go.id\/parb\/wp-json\/wp\/v2\/media?parent=1206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}