Pengaruh Sektor Keuangan Bank Perkreditan Rakyat terhadap Perekonomian Regional Wilayah Sulawesi
DOI:
https://doi.org/10.31685/kek.v2i1.207Keywords:
Analisis Regresi Komponen Utama, Bank Perkreditan Rakyat, Perekonomian Regional, Sektor KeuanganAbstract
Sektor keuangan merupakan salah satu sektor yang dapat mempengaruhi pertumbuhan ekonomi regional dan memegang peranan penting dalam memicu pertumbuhan ekonomi suatu daerah. Penelitian ini bertujuan melihat pengaruh sektor keuangan dari Badan Perkreditan Rakyat terhadap Perekonomian Regional di wilayah Sulawesi. Metode analisis yang digunakan ialah Analisis Regresi Komponen Utama. Diperoleh hasil bahwa perkembangan sektor keuangan dari Bank Perkreditan Rakyat terhadap perekonomian regional di wilayah Sulawesi yang terdiri dari variabel sektor keuangan yaitu aset BPR, jumlah kredit yang disalurkan oleh BPR, Dana Pihak Ketiga BPR dan jumlah BPR berbadan hukum masing-masing mempengaruhi peningkatan pertumbuhan ekonomi regional di wilayah Sulawesi secara positif dan signifikan. Jumlah BPR berbadan hukum memiliki pengaruh yang paling signifikan terhadap peningkatan perekonomian regional di wilayah Sulawesi. Oleh karenanya sebagai masukan saran atau rekomendasi maka Pemerintah daerah, otoritas moneter dan OJK dalam pelaksanaannya perlu bersinergi dengan kementerian, perbankan, lembaga domestik guna meningkatkan peran sektor keuangan dari BPR diantaranya berkaitan dengan pembentukan akumulasi modal fisik dan pemeratan persebaran kredit BPR yang berdampak terhadap pembangunan kewilayahan di wilayah Sulawesi.
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